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$1,175,000

3207 Swordfish Dr

Panama City Beach, FL
Active
4
Bedrooms
2.5
Bathrooms
2,980
Square Feet
0.25
Lot Size (acres)
2023
Year Built
96
Days On Market

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

Listing Information

Listing Updated
07/20/2026
Listed By
Mia Nadeau, 2292200101 · Beachy Beach Real Estate, 8502334351
MLS#
792030
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
3207 Swordfish Dr, Panama City Beach, FL 32408
City
Panama City Beach
County
Bay
Neighborhood
Bay Point Unit 1
Zip Code
32408

Architecture

Bedrooms
4
Bathrooms
2.5
Stories
2
Year Built
2023
Style
Craftsman
Construction Materials
HardiPlank Type
Building Area
2,980 sq. ft.
Foundation
Slab
Levels
Two
Garage
Yes
Garage Spaces
2
Parking Features
Paved

Features & Amenities

Interior Features
Walk-In Closet(s), Double Vanity
Appliances
Tankless Water Heater, Gas Cooktop, Electric Oven
Exterior Features
Balcony, Outdoor Kitchen
Patio and Porch
Covered, Patio, Deck, Porch
Community Features
Gated
Cooling
Ceiling Fan(s), Central Air
Heating
Fireplace(s), Natural Gas

Property Features

Lot Size
0.25 Acres
Lot Features
Waterfront, Cul-De-Sac
View
Water, Bay
Sewer
Public Sewer

Square Footage

Total
2,980 sq. ft.

Tax & Financial Information

List Price
$1,175,000
Annual Taxes
$6,707
Association Amenities
Gated

Schools

100/100
Bay Virtual Instruction Program (District Provided)
High · Grades 06–12 · 4 mi
City
Panama City
Students
455
Student body
70% White · 13% Black · 8% Hispanic / Latino
Free/reduced lunch
19%
Phone
(850) 767-4377
88/100
Oakland Terrace School For The Visual And Performing Arts
Grades M–M · 3.1 mi
City
Panama City
Students
328
Student–teacher
13.6
Parent reviews
5.0★ avg · 2 reviews
Student body
36% White · 32% Black · 23% Hispanic / Latino
Free/reduced lunch
78%
Phone
(850) 767-4565
75/100
Palm Bay Preparatory Academy 6-12
High · Grades 06–12 · 4 mi
City
Panama City
Students
355
Parent reviews
5.0★ avg · 2 reviews
Student body
69% White · 11% Hispanic / Latino · 10% Black
Free/reduced lunch
59%
Phone
(850) 215-0770
73/100
Central High School
High · Grades 09–12 · 4 mi
City
Panama City
Students
174
Student body
75% White · 16% Black · 6% Two or More Races
Free/reduced lunch
2%
Phone
(850) 215-0770
55/100
Rising Leaders Academy
7th & Above · Grades KG–12 · 3.3 mi
City
Panama City
Students
301
Student body
58% White · 19% Black · 9% Hispanic / Latino
Free/reduced lunch
36%
Phone
(850) 215-0844
52/100
Newpoint Middle School
Middle · Grades 06–08 · 3.8 mi
City
Panama City
Phone
(850) 215-0770
52/100
Bay Virtual Franchise
7th & Above · Grades 03–12 · 4 mi
City
Panama City
Students
46
Student body
87% White · 9% Hispanic / Latino · 2% Black
Free/reduced lunch
26%
Phone
(850) 767-4460
52/100
Palm Bay Elementary School
Elementary · Grades KG–05 · 4 mi
City
Panama City
Students
302
Student body
62% White · 13% Two or More Races · 13% Black
Free/reduced lunch
67%
Phone
(850) 215-0770

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
06/30/2026Listed for sale$1,175,000

Listed by Mia Nadeau · Beachy Beach Real Estate · 8502334351

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: July 20, 2026 at 9:28 PM | Source: Central Panhandle Association of REALTORS | MLS#: 792030

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