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$1,195,000

109 Dragon Cir

Panama City, FL
Active
5
Bedrooms
4.5
Bathrooms
4,536
Square Feet
0.48
Lot Size (acres)
2005
Year Built
31
Days On Market

Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.

Listing Information

Listing Updated
16 days ago
Listed By
Stacia Lamulle, 8503763865 · 1 Percent Lists Florida Coast, 8503763865
MLS#
795021
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
109 Dragon Cir, Panama City, FL 32408
City
Panama City
County
Bay
Neighborhood
Bay Point Unit 1
Zip Code
32408

Architecture

Bedrooms
5
Bathrooms
4.5
Year Built
2005
Style
Traditional
Construction Materials
Stucco
Building Area
4,536 sq. ft.
Foundation
Slab
Roof
Shingle
Garage
Yes
Garage Spaces
3
Parking Features
Paved, Gated

Features & Amenities

Interior Features
Walk-In Closet(s), Double Vanity
Appliances
Electric Range, Electric Water Heater, Electric Cooktop, Bar Fridge
Patio and Porch
Covered, Patio, Deck
Community Features
Gated, Golf, Playground, Tennis Court(s), Fishing, Park
Cooling
Ceiling Fan(s), Central Air, Multi Units, ENERGY STAR Qualified Equipment
Heating
Fireplace(s), ENERGY STAR Qualified Equipment

Property Features

Lot Size
0.48 Acres
Lot Features
Paved
View
Other
Sewer
Public Sewer
Zoning
Resid Single Family

Square Footage

Total
4,536 sq. ft.

Tax & Financial Information

List Price
$1,195,000
Annual Taxes
$9,910
Association Fee
$3,050 (paid Annually)
Fee Includes
Trash, Security
Association Amenities
Trash, Gated, Management, Security

Schools

100/100
Bay Virtual Instruction Program (District Provided)
High · Grades 06–12 · 3.1 mi
City
Panama City
Students
455
Student body
70% White · 13% Black · 8% Hispanic / Latino
Free/reduced lunch
19%
Phone
(850) 767-4377
88/100
Oakland Terrace School For The Visual And Performing Arts
Grades M–M · 2.3 mi
City
Panama City
Students
328
Student–teacher
13.6
Parent reviews
5.0★ avg · 2 reviews
Student body
36% White · 32% Black · 23% Hispanic / Latino
Free/reduced lunch
78%
Phone
(850) 767-4565
81/100
Amikids Maritime Academy
High · Grades 09–12 · 3.5 mi
City
Panama City
Students
26
Student–teacher
5.2
Parent reviews
5.0★ avg · 2 reviews
Student body
62% White · 19% Hispanic / Latino · 19% Two or More Races
Free/reduced lunch
23%
Phone
(850) 919-2213
75/100
Palm Bay Preparatory Academy 6-12
High · Grades 06–12 · 3.1 mi
City
Panama City
Students
355
Parent reviews
5.0★ avg · 2 reviews
Student body
69% White · 11% Hispanic / Latino · 10% Black
Free/reduced lunch
59%
Phone
(850) 215-0770
73/100
Central High School
High · Grades 09–12 · 3.2 mi
City
Panama City
Students
174
Student body
75% White · 16% Black · 6% Two or More Races
Free/reduced lunch
2%
Phone
(850) 215-0770
55/100
Rising Leaders Academy
7th & Above · Grades KG–12 · 2.6 mi
City
Panama City
Students
301
Student body
58% White · 19% Black · 9% Hispanic / Latino
Free/reduced lunch
36%
Phone
(850) 215-0844
55/100
Jinks Middle School
Middle · Grades 06–08 · 3.4 mi
City
Panama City
Students
564
Student body
37% White · 35% Black · 15% Hispanic / Latino
Free/reduced lunch
82%
Phone
(850) 767-4695
52/100
Palm Bay Elementary School
Elementary · Grades KG–05 · 3 mi
City
Panama City
Students
302
Student body
62% White · 13% Two or More Races · 13% Black
Free/reduced lunch
67%
Phone
(850) 215-0770

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/03/2026Listed for sale$1,195,000

Listed by Stacia Lamulle · 1 Percent Lists Florida Coast · 8503763865

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 18, 2026 at 5:17 PM | Source: Central Panhandle Association of REALTORS | MLS#: 795021

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