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$420,000

4545 Debbie Ln

Lutz, FL
Active
4
Bedrooms
2.5
Bathrooms
3,084
Square Feet
0.24
Lot Size (acres)
1980
Year Built
28
Days On Market

A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity. Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate. The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun. The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare. The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!

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Listing Information

Listing Updated
2 days ago
Listed By
Kurt Derkevics, 8134040769 · FUTURE HOME REALTY INC, 8138554982
MLS#
TB8545612
Source
Stellar MLS
Status
Active

Facts & Features

Location

Community Information

Address
4545 Debbie Ln, Lutz, FL 33559
City
Lutz
County
Pasco
Neighborhood
TAMPA DOWNS HEIGHTS
Zip Code
33559

Architecture

Bedrooms
4
Bathrooms
2.5
Stories
1
Year Built
1980
Construction Materials
Block
Building Area
3,084 sq. ft.
Foundation
Slab
Roof
Shake
Levels
One
Garage
Yes
Garage Spaces
2
Parking Features
Attached

Features & Amenities

Interior Features
High Ceilings, Open Floorplan
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator
Flooring
Vinyl
Cooling
Central Air
Heating
Heat Pump

Property Features

Lot Size
0.24 Acres
View
Trees/Woods
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Square Footage

Total
2,478 sq. ft.

Tax & Financial Information

List Price
$420,000
Annual Taxes
$4,249

Schools

60/100
Veterans Elementary School
Elementary · Grades PK–05 · 0.5 mi
Assigned school for this home
City
Wesley Chapel
Students
814
Parent reviews
3.0★ avg · 2 reviews
Student body
60% White · 24% Hispanic / Latino · 8% Black
Free/reduced lunch
37%
Phone
(813) 346-1400
100/100
Bartels Middle School
Grades 06–08 · 4 mi
City
Tampa
Students
846
Parent reviews
5.0★ avg · 1 review
Student body
32% Hispanic / Latino · 31% White · 23% Black
Free/reduced lunch
49%
Phone
(813) 907-6801
99/100
Denham Oaks Elementary School
Elementary · Grades PK–05 · 3.9 mi
City
Lutz
Students
730
Parent reviews
5.0★ avg · 2 reviews
Student body
57% White · 28% Hispanic / Latino · 7% Black
Free/reduced lunch
34%
Phone
(813) 794-1600
55/100
Turner-Bartels K-8 School
Elementary · Grades PK–08 · 4.2 mi
City
Tampa
Students
1,890
Parent reviews
2.5★ avg · 2 reviews
Student body
34% White · 26% Hispanic / Latino · 19% Black
Free/reduced lunch
35%
Phone
(813) 907-9066
54/100
Seven Oaks Elementary School
Elementary · Grades PK–05 · 1.2 mi
City
Wesley Chapel
Students
816
Parent reviews
2.3★ avg · 3 reviews
Student body
56% White · 27% Hispanic / Latino · 7% Asian
Free/reduced lunch
30%
Phone
(813) 794-0700
54/100
Pine View Middle School
Middle · Grades 06–08 · 3.4 mi
City
Land O Lakes
Students
1,114
Student body
60% White · 25% Hispanic / Latino · 7% Black
Free/reduced lunch
27%
Phone
(813) 794-4800
54/100
Pine View Elementary School
Elementary · Grades PK–05 · 3.5 mi
City
Land O Lakes
Students
561
Student body
64% White · 23% Hispanic / Latino · 7% Black
Free/reduced lunch
45%
Phone
(813) 794-0600
54/100
Wiregrass Ranch High School
High · Grades 09–12 · 3.6 mi
City
Wesley Chapel
Students
2,066
Student body
50% White · 29% Hispanic / Latino · 11% Black
Free/reduced lunch
22%
Phone
(813) 346-6000

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/05/2026Listed for sale$420,000

Listed by Kurt Derkevics · FUTURE HOME REALTY INC · 8138554982

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: September 30, 2026 at 10:36 PM | Source: Stellar MLS | MLS#: TB8545612

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