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$799,000

1109 Charles St

Clearwater, FL
Active
3
Bedrooms
3
Bathrooms
1,833
Square Feet
0.27
Lot Size (acres)
1936
Year Built
195
Days On Market

Virtually Staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph’s Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find. Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and “Old Florida” charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin’s acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision—whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!

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Listing Information

Listing Updated
20 hours ago
Listed By
Elena Kapetaneas, 7275159693 · CHARLES RUTENBERG REALTY INC, 7275389200
MLS#
TB8489075
Source
Stellar MLS
Status
Active

Facts & Features

Location

Community Information

Address
1109 Charles St, Clearwater, FL 33755
City
Clearwater
County
Pinellas
Neighborhood
PEALE PARK
Zip Code
33755

Architecture

Bedrooms
3
Bathrooms
3
Stories
2
Year Built
1936
Style
Contemporary, Craftsman, Coastal
Construction Materials
Frame, HardiPlank Type
Building Area
1,833 sq. ft.
Foundation
Slab
Roof
Metal
Levels
Two
Garage
Yes
Garage Spaces
2
Parking Features
Driveway, Attached, Parking Pad

Features & Amenities

Interior Features
Walk-In Closet(s), Vaulted Ceiling(s), High Ceilings, Stone Counters
Appliances
Range, Tankless Water Heater, Range Hood
Flooring
Tile
Exterior Features
Lighting, Rain Gutters
Patio and Porch
Deck, Porch
Community Features
Street Lights
Cooling
Central Air
Heating
Electric, Central

Property Features

Lot Size
0.27 Acres
View
Pool
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Natural Gas Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected, Phone Available

Square Footage

Total
1,833 sq. ft.

Tax & Financial Information

List Price
$799,000
Annual Taxes
$6,914

Schools

77/100
Dunedin Elementary School
Elementary · Grades PK–05 · 1 mi
City
Dunedin
Students
582
Parent reviews
5.0★ avg · 1 review
Student body
44% Hispanic / Latino · 34% White · 16% Black
Free/reduced lunch
74%
Phone
(727) 738-2990
73/100
Clearwater Intermediate
7th & Above · Grades 04–09 · 1.2 mi
City
Clearwater
Students
147
Parent reviews
5.0★ avg · 1 review
Student body
46% Black · 24% White · 22% Hispanic / Latino
Free/reduced lunch
87%
Phone
(727) 298-1616
70/100
Curtis Fundamental Elementary
Elementary · Grades KG–05 · 0.8 mi
City
Dunedin
Students
536
Parent reviews
4.3★ avg · 3 reviews
Student body
77% White · 7% Two or More Races · 7% Hispanic / Latino
Free/reduced lunch
18%
Phone
(727) 738-6438
70/100
Academie Da Vinci Charter School
Elementary · Grades KG–08 · 2.3 mi
City
Dunedin
Students
273
Parent reviews
4.4★ avg · 14 reviews
Student body
81% White · 10% Hispanic / Latino · 4% Black
Free/reduced lunch
27%
Phone
(727) 298-2778
61/100
Athenian Academy
Elementary · Grades KG–08 · 2.4 mi
City
Clearwater
Students
402
Parent reviews
3.2★ avg · 5 reviews
Student body
62% White · 16% Hispanic / Latino · 12% Black
Free/reduced lunch
43%
Phone
(727) 298-2718
59/100
Clearwater Fundamental Middle School
Middle · Grades 06–08 · 1.9 mi
City
Clearwater
Students
825
Parent reviews
3.0★ avg · 2 reviews
Student body
71% White · 15% Hispanic / Latino · 6% Black
Free/reduced lunch
26%
Phone
(727) 298-1609
55/100
Calvin A. Hunsinger School
7th & Above · Grades KG–12 · 0.6 mi
City
Clearwater
Students
109
Student body
51% White · 28% Black · 15% Two or More Races
Free/reduced lunch
56%
Phone
(727) 469-4260
55/100
Dunedin Highland Middle School
Middle · Grades 06–08 · 1 mi
City
Dunedin
Students
1,080
Student body
46% White · 24% Hispanic / Latino · 19% Black
Free/reduced lunch
62%
Phone
(727) 469-4112

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/25/2026Price change$799,000
03/22/2026Listed for sale$999,000

Listed by Elena Kapetaneas · CHARLES RUTENBERG REALTY INC · 7275389200

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: October 2, 2026 at 10:33 PM | Source: Stellar MLS | MLS#: TB8489075

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