Schedule Tour
$369,999

1038 Kelly Fern Loop

Ruskin, FL
Active
4
Bedrooms
3
Bathrooms
2,758
Square Feet
0.21
Lot Size (acres)
2022
Year Built
438
Days On Market

Fresh, Stylish, and Move-In Ready in South Haven! Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. The open-concept layout centers around a spacious kitchen featuring sleek 36" raised-panel cabinets, a walk-in pantry, and easy-care ceramic tile that flows throughout the main living areas—including the foyer, flex room, kitchen, family room, laundry, and bathrooms. Need peace of mind? Hurricane shutters are already in place. The generously sized primary suite is bathed in natural light and includes its own walk-in closet for added convenience. Upstairs, a flexible loft and bonus room give you plenty of options—whether you’re setting up a home office, gym, or playroom. Practical touches like under-stair storage, a guest bath with a separate vanity area, and roomy bedrooms (including one with a walk-in closet) make everyday living easy. Even better? The washer and dryer stay with the home. Step outside into your private fenced backyard—a great spot for cookouts, relaxing with friends, or letting pets roam freely. With an irrigation system already installed, keeping the landscaping lush is a breeze. South Haven offers great amenities like a tot lot and dog park, and it’s just minutes from E.G. Simmons Park and Little Harbor—perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone. Owner Financing Available.

Take the 3D virtual tour →

Listing Information

Listing Updated
08/28/2026
Listed By
Cuc Dinh, 7278583450 · DALTON WADE INC, 8886688283
MLS#
TB8395971
Source
Stellar MLS
Status
Active

Facts & Features

Location

Community Information

Address
1038 Kelly Fern Loop, Ruskin, FL 33570
City
Ruskin
County
Hillsborough
Neighborhood
SOUTH HAVEN
Zip Code
33570

Architecture

Bedrooms
4
Bathrooms
3
Stories
2
Year Built
2022
Construction Materials
Stucco, Cement Siding, Block
Building Area
2,758 sq. ft.
Foundation
Slab
Roof
Shingle
Levels
Two
Garage
Yes
Garage Spaces
2
Parking Features
Attached

Features & Amenities

Interior Features
Walk-In Closet(s), High Ceilings, Open Floorplan, Stone Counters
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Disposal
Flooring
Vinyl, Carpet
Exterior Features
Lighting
Community Features
Street Lights
Cooling
Central Air
Heating
Electric, Central

Property Features

Lot Size
0.21 Acres
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Phone Available, Underground Utilities

Square Footage

Total
2,289 sq. ft.

Tax & Financial Information

List Price
$369,999
Annual Taxes
$6,576
Association Fee
$50 (paid Monthly)

Schools

98/100
Apollo Beach Elementary School
Elementary · Grades PK–05 · 3.3 mi
City
Apollo Beach
Students
643
Parent reviews
3.5★ avg · 2 reviews
Student body
74% White · 17% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
37%
Phone
(813) 671-5172
79/100
Literacy/Leadership/Technology Academy
Elementary · Grades KG–08 · 12 mi
City
Ruskin
Students
632
Parent reviews
5.0★ avg · 7 reviews
Student body
60% White · 22% Hispanic / Latino · 12% Black
Free/reduced lunch
13%
Phone
(813) 234-0940
64/100
Doby Elementary School
Elementary · Grades PK–05 · 4.3 mi
City
Apollo Beach
Students
550
Parent reviews
3.7★ avg · 3 reviews
Student body
43% White · 29% Hispanic / Latino · 20% Black
Free/reduced lunch
54%
Phone
(813) 672-5388
58/100
Cypress Creek Elementary School
Elementary · Grades PK–05 · 2.3 mi
City
Ruskin
Students
957
Parent reviews
3.0★ avg · 2 reviews
Student body
44% Hispanic / Latino · 33% Black · 17% White
Free/reduced lunch
63%
Phone
(813) 671-5167
55/100
Literacy Leadership Technology Academy South Bay
Elementary · Grades KG–08 · 0.6 mi
City
Ruskin
Students
704
Student body
42% White · 31% Hispanic / Latino · 20% Black
Free/reduced lunch
18%
Phone
(813) 234-0940
55/100
Waterset Charter School
Elementary · Grades KG–08 · 3.6 mi
City
Apollo Beach
Students
1,148
Student body
43% White · 32% Hispanic / Latino · 16% Black
Free/reduced lunch
26%
Phone
(813) 602-0622
53/100
Slam Academy At Apollo Beach
7th & Above · Grades KG–12 · 1.6 mi
City
Apollo Beach
Students
917
Parent reviews
2.0★ avg · 4 reviews
Student body
41% Hispanic / Latino · 34% White · 17% Black
Free/reduced lunch
53%
Phone
(813) 773-4560
52/100
Ruskin Elementary School
Elementary · Grades PK–05 · 2.1 mi
City
Ruskin
Students
862
Student body
70% Hispanic / Latino · 20% White · 7% Black
Free/reduced lunch
90%
Phone
(813) 671-5177

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
08/28/2026Price change$369,999
07/22/2025Listed for sale$399,900

Listed by Cuc Dinh · DALTON WADE INC · 8886688283

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: August 28, 2026 at 1:32 AM | Source: Stellar MLS | MLS#: TB8395971

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.