Schedule Tour
$549,900

3903 38 Loop

Ocala, FL
Active
4
Bedrooms
2
Bathrooms
3,166
Square Feet
0.76
Lot Size (acres)
2008
Year Built
131
Days On Market

Forget today’s high rates—you can buy this home with an interest rate under 6%! This is an incredibly rare, unheard-of opportunity in this market. Don't let this one slip away! This is a Certified Pre-Owned Home -- and that changes everything. Before you ever make an offer, a licensed home inspector has already been through this home top to bottom. You get the full report at no cost. No surprises. No guessing. Just confidence. And it doesn't stop there -- your purchase comes with a 12-month Home Warranty AND our 18-month Satisfaction Guarantee: love this home, or we will buy it back or sell it for free. You won't find that anywhere else. As an added bonus you also qualify for a 1% lender credit at closing if you use our preferred lender. Welcome to your private sanctuary in The Arbors, one of Southeast Ocala’s most coveted gated communities. This beautifully updated 3-bedroom, 3-bathroom residence—featuring a flexible office or 4th bedroom. The interior boasts a seamless flow, highlighted by stunning new flooring throughout the main living areas. new roof in 2022. Complementing this major upgrade is an expansive, fully fenced-in backyard, providing a secure and private haven for pets to roam, children to play, or for hosting weekend gatherings. Whether you're looking for a spacious floorplan or an outdoor retreat, this property delivers on both fronts.

Take the 3D virtual tour →

Listing Information

Listing Updated
8 days ago
Listed By
Scott Coldwell, 3522090000 · COLDWELL REALTY SOLD GUARANTEE, 3522090000
MLS#
OM725417
Source
Stellar MLS
Status
Active

Facts & Features

Location

Community Information

Address
3903 SE 38 Loop, Ocala, FL 34480
City
Ocala
County
Marion
Neighborhood
ARBORS
Zip Code
34480

Architecture

Bedrooms
4
Bathrooms
2
Stories
1
Year Built
2008
Construction Materials
Block
Building Area
3,166 sq. ft.
Foundation
Slab
Roof
Shingle
Levels
One
Garage
Yes
Garage Spaces
2
Parking Features
Attached

Features & Amenities

Interior Features
Walk-In Closet(s), High Ceilings, Open Floorplan, Stone Counters
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator, Range
Flooring
Carpet
Exterior Features
None
Patio and Porch
Covered, Rear Porch
Community Features
Gated, Street Lights
Cooling
Central Air
Heating
Heat Pump

Property Features

Lot Size
0.76 Acres
Lot Features
Cleared, Private, Paved
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected

Square Footage

Total
2,347 sq. ft.

Tax & Financial Information

List Price
$549,900
Annual Taxes
$6,121
Association Fee
$125 (paid Monthly)
Fee Includes
Maintenance Grounds

Schools

53/100
South Ocala Elementary School
Elementary · Grades PK–05 · 2.5 mi
Assigned school for this home
City
Ocala
Students
712
Student body
36% White · 32% Black · 24% Hispanic / Latino
Free/reduced lunch
69%
Phone
(352) 671-4750
52/100
Forest High School
High · Grades 09–12 · 1.1 mi
Assigned school for this home
City
Ocala
Students
2,195
Student body
61% White · 17% Hispanic / Latino · 16% Black
Free/reduced lunch
45%
Phone
(352) 671-4700
74/100
Ocali Charter Middle School
Middle · Grades 06–08 · 1.2 mi
City
Ocala
Students
155
Parent reviews
5.0★ avg · 2 reviews
Student body
47% White · 29% Hispanic / Latino · 21% Black
Free/reduced lunch
65%
Phone
(352) 264-9940
56/100
Hillcrest
High · Grades 06–12 · 1.8 mi
City
Ocala
Students
162
Student body
46% White · 31% Hispanic / Latino · 18% Black
Free/reduced lunch
49%
Phone
(352) 671-6800
54/100
Maplewood Elementary School
Elementary · Grades PK–05 · 1.3 mi
City
Ocala
Students
794
Student body
55% White · 20% Black · 18% Hispanic / Latino
Free/reduced lunch
51%
Phone
(352) 671-6820
54/100
Ward-Highlands Elementary School
Elementary · Grades PK–05 · 2.2 mi
City
Ocala
Students
768
Student body
60% White · 16% Hispanic / Latino · 16% Black
Free/reduced lunch
50%
Phone
(352) 671-6810
54/100
Marion Technical Institute
7th & Above · Grades KG–12 · 3.2 mi
City
Ocala
Students
130
Student body
58% White · 19% Black · 15% Hispanic / Latino
Free/reduced lunch
72%
Phone
(352) 671-4765
53/100
Student Services/Ese
Elementary · Grades KG–08 · 3.2 mi
City
Ocala
Students
7
Student body
43% White · 43% Black · 14% Two or More Races
Phone
(352) 671-6832

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/25/2026Price change$549,900
05/26/2026Listed for sale$609,000

Listed by Scott Coldwell · COLDWELL REALTY SOLD GUARANTEE · 3522090000

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: September 26, 2026 at 1:07 AM | Source: Stellar MLS | MLS#: OM725417

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.