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$419,900

3540 Saxony Ln

Saint Cloud, FL
Active
5
Bedrooms
2.5
Bathrooms
3,115
Square Feet
0.2
Lot Size (acres)
2015
Year Built
31
Days On Market

Space, separation, and a St. Cloud address that actually works for a commute. Built in 2015, this one-story block-and-stucco home delivers 2,518 heated square feet - Five bedrooms, two and a half baths, and a two-car attached garage - on a 0.20-acre conservation homesite in Mallard Pond. The layout gives you genuine room to spread out rather than square footage that only looks good on paper, and at ten years young the major systems are still well within their service life. Mallard Pond is a deed-restricted community with a neighborhood park, tucked off Old Canoe Creek Road where St. Cloud still feels like St. Cloud. Zoned for St. Cloud Elementary, St. Cloud Middle, and Harmony High. Downtown St. Cloud is roughly ten minutes out, US-192 and Kissimmee about fifteen, and the Florida Turnpike keeps the rest of Central Florida within easy commuting range. Schedule your private showing today.

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Listing Information

Listing Updated
29 days ago
Listed By
Desmond Pollock, 4073056560 · ENCORE INVESTMENT REALTY, 4073348664
MLS#
O6439111
Source
Stellar MLS
Status
Active

Facts & Features

Location

Community Information

Address
3540 Saxony Ln, Saint Cloud, FL 34772
City
Saint Cloud
County
Osceola
Neighborhood
MALLARD POND
Zip Code
34772

Architecture

Bedrooms
5
Bathrooms
2.5
Year Built
2015
Style
Traditional
Construction Materials
Stucco, Block
Building Area
3,115 sq. ft.
Foundation
Slab
Roof
Shingle
Levels
One
Garage
Yes
Garage Spaces
2
Parking Features
Attached, Garage Door Opener

Features & Amenities

Interior Features
Other, High Ceilings, Open Floorplan, Stone Counters
Appliances
Microwave, Refrigerator, Range
Flooring
Tile
Exterior Features
Private Yard
Patio and Porch
Covered, Rear Porch
Community Features
Sidewalks, Park
Cooling
Central Air
Heating
Electric, Central

Property Features

Lot Size
0.2 Acres
Lot Features
Level, Private, Paved
View
Trees/Woods
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Square Footage

Total
2,518 sq. ft.

Tax & Financial Information

List Price
$419,900
Annual Taxes
$3,778
Association Fee
$67 (paid Monthly)

Schools

100/100
Canoe Creek K-8
Elementary · Grades PK–08 · 0.6 mi
City
Saint Cloud
Students
630
Student body
57% Hispanic / Latino · 34% White · 4% Black
Free/reduced lunch
46%
Phone
(407) 891-7320
77/100
St. Cloud Preparatory Academy High School
Grades M–M · 2.6 mi
City
Saint Cloud
Students
21
Student–teacher
2.6
Student body
57% White · 24% Hispanic / Latino · 14% Two or More Races
Free/reduced lunch
52%
Phone
(407) 593-6601
77/100
St. Cloud High School
High · Grades 09–12 · 3.5 mi
City
Saint Cloud
Students
2,412
Parent reviews
5.0★ avg · 1 review
Student body
49% Hispanic / Latino · 40% White · 6% Black
Free/reduced lunch
58%
Phone
(407) 891-3100
59/100
St. Cloud Middle School
Middle · Grades 06–08 · 3.5 mi
City
Saint Cloud
Students
1,224
Parent reviews
3.0★ avg · 2 reviews
Student body
44% Hispanic / Latino · 44% White · 6% Black
Free/reduced lunch
39%
Phone
(407) 891-3200
55/100
Michigan Avenue Elementary School
Elementary · Grades PK–05 · 3.4 mi
City
Saint Cloud
Students
639
Student body
46% White · 43% Hispanic / Latino · 6% Black
Free/reduced lunch
58%
Phone
(407) 891-3140
55/100
Osceola Virtual Instruction Program
7th & Above · Grades KG–12 · 3.6 mi
City
Saint Cloud
Students
74
Student body
41% Hispanic / Latino · 39% White · 12% Black
Free/reduced lunch
45%
Phone
(407) 870-4847
55/100
Osceola Virtual Franchise (Secondary)
7th & Above · Grades KG–12 · 3.6 mi
City
Saint Cloud
Students
97
Student body
46% White · 43% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
23%
Phone
(407) 870-4847
53/100
St. Cloud Elementary School
Elementary · Grades PK–05 · 2.9 mi
City
Saint Cloud
Students
1,006
Student body
45% Hispanic / Latino · 43% White · 6% Black
Free/reduced lunch
34%
Phone
(407) 891-3160

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/03/2026Listed for sale$419,900

Listed by Desmond Pollock · ENCORE INVESTMENT REALTY · 4073348664

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: September 4, 2026 at 10:57 AM | Source: Stellar MLS | MLS#: O6439111

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