Schedule Tour
$461,870

1032 Top Minnow Rd

Saint Cloud, FL
Pending
3
Bedrooms
3.5
Bathrooms
2,514
Square Feet
0.11
Lot Size (acres)
2026
Year Built
163
Days On Market

What's Special: Loft | High Ceilings | Close to Trails. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Captiva at 1032 Top Minnow Road in The Waters at Center Lake Ranch! This thoughtfully designed home welcomes you with a bright foyer that leads to a dramatic two-story great room, creating an open and airy feel. The kitchen flows seamlessly into the dining area, making everyday living and entertaining easy. The private primary suite is tucked on the first floor and features a spacious bathroom and walk-in closet. Upstairs, a versatile loft overlooks the great room and is accompanied by two secondary bedrooms, including one with an en-suite bathroom, and an additional full bathroom. A covered lanai and two-car garage complete the home. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: Gourmet kitchen, covered lanai, shower in place of tub at bath 2, 8' interior doors, pre-plumb for future tub at laundry, GE refrigerator, and washer and dryer. Photos are for representative purposes only. MLS#O6401717

Take the 3D virtual tour →

Listing Information

Listing Updated
09/02/2026
Listed By
Michelle Campbell, 4077565025 · TAYLOR MORRISON REALTY OF FLORIDA INC, 4077565025
MLS#
O6401717
Source
Stellar MLS
Status
Pending

Facts & Features

Location

Community Information

Address
1032 Top Minnow Rd, Saint Cloud, FL 34771
City
Saint Cloud
County
Osceola
Neighborhood
THE WATERS AT CENTER LAKE RANCH
Zip Code
34771

Architecture

Bedrooms
3
Bathrooms
3.5
Year Built
2026
Style
Craftsman
Construction Materials
Stucco, Cement Siding, Block
Building Area
2,514 sq. ft.
Foundation
Slab
Roof
Shingle
Levels
Two
Garage
Yes
Garage Spaces
2
Parking Features
Driveway, Attached, Garage Door Opener

Features & Amenities

Interior Features
Walk-In Closet(s), High Ceilings, Open Floorplan
Appliances
Dishwasher, Microwave, Disposal, Tankless Water Heater, Convection Oven, Cooktop
Flooring
Tile, Carpet
Community Features
Pool, Playground, Street Lights
Cooling
Central Air
Heating
Central

Property Features

Lot Size
0.11 Acres
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Sewer Available, Electricity Available, Water Available, Natural Gas Available, Natural Gas Connected, Underground Utilities

Square Footage

Total
1,989 sq. ft.

Tax & Financial Information

List Price
$461,870
Association Fee
$83 (paid Monthly)
Association Amenities
Playground, Pool, Basketball Court

Schools

78/100
Narcoossee Elementary School
Elementary · Grades PK–05 · 3.2 mi
Assigned school for this home
City
Saint Cloud
Students
1,050
Parent reviews
5.0★ avg · 1 review
Student body
44% Hispanic / Latino · 42% White · 6% Black
Free/reduced lunch
30%
Phone
(407) 892-6858
98/100
Narcoossee Middle School
Middle · Grades 06–08 · 3.3 mi
Assigned school for this home
City
Saint Cloud
Students
1,094
Student body
52% White · 38% Hispanic / Latino · 5% Black
Free/reduced lunch
49%
Phone
(407) 891-6600
100/100
East Lake Elementary School
Elementary · Grades PK–05 · 4.8 mi
City
Kissimmee
Students
978
Parent reviews
5.0★ avg · 1 review
Student body
66% Hispanic / Latino · 20% White · 8% Black
Free/reduced lunch
59%
Phone
(407) 943-8450
74/100
St. Cloud High School
High · Grades 09–12 · 4 mi
City
Saint Cloud
Students
2,412
Parent reviews
5.0★ avg · 1 review
Student body
49% Hispanic / Latino · 40% White · 6% Black
Free/reduced lunch
58%
Phone
(407) 891-3100
73/100
Mater Academy At St Cloud
Elementary · Grades KG–08 · 187 mi
City
Saint Cloud
Students
546
Parent reviews
5.0★ avg · 1 review
Student body
69% Hispanic / Latino · 20% White · 4% Black
Free/reduced lunch
65%
Phone
(305) 343-2434
59/100
Lakeview Elementary School
Elementary · Grades PK–05 · 4.6 mi
City
Saint Cloud
Students
785
Parent reviews
3.0★ avg · 2 reviews
Student body
45% White · 45% Hispanic / Latino · 5% Black
Free/reduced lunch
59%
Phone
(407) 891-3220
57/100
St. Cloud Middle School
Middle · Grades 06–08 · 3.9 mi
City
Saint Cloud
Students
1,224
Parent reviews
3.0★ avg · 2 reviews
Student body
44% Hispanic / Latino · 44% White · 6% Black
Free/reduced lunch
39%
Phone
(407) 891-3200
56/100
Osceola Virtual Instruction Program
7th & Above · Grades KG–12 · 3.8 mi
City
Saint Cloud
Students
74
Student body
41% Hispanic / Latino · 39% White · 12% Black
Free/reduced lunch
45%
Phone
(407) 870-4847

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
04/23/2026Listed for sale$461,870

Listed by Michelle Campbell · TAYLOR MORRISON REALTY OF FLORIDA INC · 4077565025

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: September 2, 2026 at 6:30 PM | Source: Stellar MLS | MLS#: O6401717

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.