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$699,000

644 Hart Lake Dr

Winter Haven, FL
Pending
4
Bedrooms
3
Bathrooms
3,350
Square Feet
0.62
Lot Size (acres)
2002
Year Built
30
Days On Market

From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point. Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication. The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing. The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room. The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet. Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower. Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting. Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary.

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Listing Information

Listing Updated
16 days ago
Listed By
Michael Stone, 8634129733 · THE STONES REAL ESTATE FIRM, 8634122080
MLS#
L4964782
Source
Stellar MLS
Status
Pending

Facts & Features

Location

Community Information

Address
644 Hart Lake Dr, Winter Haven, FL 33884
City
Winter Haven
County
Polk
Neighborhood
HART LAKE HILLS PH 01
Zip Code
33884

Architecture

Bedrooms
4
Bathrooms
3
Year Built
2002
Style
Custom
Construction Materials
Stucco, Block
Building Area
3,350 sq. ft.
Foundation
Slab
Roof
Shingle
Levels
One
Garage
Yes
Garage Spaces
3
Parking Features
Driveway, Attached, Garage Door Opener

Features & Amenities

Interior Features
Eat-in Kitchen, Walk-In Closet(s), High Ceilings, Crown Molding, Stone Counters
Appliances
Dishwasher, Microwave, Refrigerator, Range, Gas Water Heater
Flooring
Hardwood, Carpet
Patio and Porch
Porch, Screened
Community Features
Gated
Cooling
Central Air
Heating
Electric, Central

Property Features

Lot Size
0.62 Acres
Lot Features
Waterfront, Paved
View
Lake, Water, Pool
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Square Footage

Total
2,511 sq. ft.

Tax & Financial Information

List Price
$699,000
Annual Taxes
$7,063
Association Fee
$1,000 (paid Annually)
Association Amenities
Gated

Schools

100/100
Wahneta Elementary School
Elementary · Grades PK–05 · 2.8 mi
City
Winter Haven
Students
486
Student body
83% Hispanic / Latino · 14% White · 3% Black
Free/reduced lunch
88%
Phone
(863) 291-5392
98/100
Chain Of Lakes Elementary School
Elementary · Grades PK–05 · 0.3 mi
City
Winter Haven
Students
1,106
Student body
49% White · 30% Hispanic / Latino · 15% Black
Free/reduced lunch
48%
Phone
(863) 326-5388
54/100
Winter Haven Senior High School
High · Grades 09–12 · 4.9 mi
City
Winter Haven
Students
2,417
Student body
33% Hispanic / Latino · 32% White · 31% Black
Free/reduced lunch
50%
Phone
(863) 291-5330
51/100
Garden Grove Elementary School
Elementary · Grades PK–05 · 2.8 mi
City
Winter Haven
Students
556
Parent reviews
1.3★ avg · 6 reviews
Student body
46% White · 29% Black · 19% Hispanic / Latino
Free/reduced lunch
47%
Phone
(863) 291-5396
51/100
John Snively Elementary
Elementary · Grades PK–05 · 4.1 mi
City
Eloise
Students
366
Student body
59% Hispanic / Latino · 23% Black · 15% White
Free/reduced lunch
79%
Phone
(863) 291-5325
50/100
Lake Region High School
High · Grades 09–12 · 4.7 mi
City
Eagle Lake
Students
1,568
Student–teacher
23.4
Parent reviews
4.0★ avg · 1 review
Student body
48% Hispanic / Latino · 29% Black · 21% White
Free/reduced lunch
72%
Phone
(863) 297-3099
50/100
Winter Haven Step Up Academy
Grades 09–12 · 4.9 mi
City
Winter Haven
Phone
(863) 291-5330
49/100
Pinewood Elementary School
Elementary · Grades PK–05 · 4.5 mi
City
Eagle Lake
Students
668
Parent reviews
1.0★ avg · 2 reviews
Student body
39% White · 36% Hispanic / Latino · 20% Black
Free/reduced lunch
57%
Phone
(863) 298-7977

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/04/2026Listed for sale$699,000

Listed by Michael Stone · THE STONES REAL ESTATE FIRM · 8634122080

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: September 17, 2026 at 2:51 PM | Source: Stellar MLS | MLS#: L4964782

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