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$435,000

191 Water Oaks Loop

Santa Rosa Beach, FL
Active
3
Bedrooms
2.5
Bathrooms
1,417
Square Feet
0.09
Lot Size (acres)
2021
Year Built
181
Days On Market

Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior. The primary suite includes a double vanity and a walk-in shower. The split-bedroom layout provides separation from the additional bedrooms. Located in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas. Conveniently located just off Mussett Bayou with easy access to Hwy 98, 30A, dining, shopping, and the emerald coast beaches. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

Listing Information

Listing Updated
24 days ago
Listed By
Crystal A Ball · Anchor Realty Florida
MLS#
999960
Source
Emerald Coast Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
191 Water Oaks Loop, Santa Rosa Beach, FL 32459
City
Santa Rosa Beach
County
Walton
Neighborhood
WATER OAKS
Zip Code
32459

Architecture

Bedrooms
3
Bathrooms
2.5
Stories
1
Year Built
2021
Style
Florida Cottage
Construction Materials
Frame
Building Area
1,417 sq. ft.
Roof
Composition, Shingle
Garage Spaces
0

Features & Amenities

Appliances
Dishwasher, Microwave, Refrigerator, Cooktop, Freezer, Electric Oven
Patio and Porch
Covered, Patio, Porch
Cooling
Ceiling Fan(s), Central Air, Electric
Heating
Electric, Central

Property Features

Lot Size
0.09 Acres
Utilities
Electricity Available, Underground Utilities
Zoning
Resid Single Family

Square Footage

Total
1,417 sq. ft.

Tax & Financial Information

List Price
$435,000
Annual Taxes
$3,060
Association Fee
$832 (paid Quarterly)

Schools

74/100
South Walton High School
High · Grades 09–12 · 4.6 mi
City
Santa Rosa Beach
Students
1,182
Parent reviews
5.0★ avg · 2 reviews
Student body
77% White · 16% Hispanic / Latino · 3% Two or More Races
Free/reduced lunch
15%
Phone
(850) 622-5020
47/100
Van R. Butler Elementary School
Elementary · Grades KG–05 · 1.1 mi
City
Santa Rosa Beach
Students
914
Parent reviews
1.0★ avg · 2 reviews
Student body
68% White · 20% Hispanic / Latino · 5% Two or More Races
Free/reduced lunch
28%
Phone
(850) 622-5040
63/100
Les Petits Prep School
All Grades · Grades PK–KG · 2.5 mi · Private
City
Santa Rosa Beach
Students
9
Student–teacher
1.0
Student body
100% White
Phone
(850) 502-0052
52/100
Compass Rose Academy Inc
All Grades · Grades PK–05 · 4.2 mi · Private
City
Santa Rosa Beach
Students
50
Student body
84% White · 8% Asian · 4% Hispanic / Latino
Phone
(850) 855-8792
51/100
South Walton Academy
All Grades · Grades PK–12 · 2.9 mi · Private
City
Santa Rosa Beach
Students
114
Student body
83% White · 9% Black · 9% Hispanic / Latino
Phone
(850) 213-4595
50/100
The Tree House Episcopal Montessori School
All Grades · Grades PK–KG · 1.9 mi · Private
City
Santa Rosa Beach
Students
55
Student body
60% White · 20% Hispanic / Latino · 20% Asian
Phone
(850) 622-9771

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
04/06/2026Listed for sale$435,000

Listed by Crystal A Ball · Anchor Realty Florida


IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing

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