Schedule Tour
$255,000

128 Central Ave

Panama City, FL
Active
4
Bedrooms
3
Bathrooms
1,732
Square Feet
0.19
Lot Size (acres)
2026
Year Built
14
Days On Market

Possible rental income with mother in law! Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out. The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary. The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property. Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.

Listing Information

Listing Updated
1 days ago
Listed By
Keant Allen, 8508964403 · Central Bay Realty and Property Management LLC, 8502575016
MLS#
795634
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
128 Central Ave, Panama City, FL 32401
City
Panama City
County
Bay
Neighborhood
No Named Subdivision
Zip Code
32401

Architecture

Bedrooms
4
Bathrooms
3
Year Built
2026
Construction Materials
Brick
Building Area
1,732 sq. ft.
Foundation
Slab
Roof
Asphalt
Garage
Yes
Garage Spaces
1

Features & Amenities

Appliances
Electric Range, Electric Water Heater, Electric Oven
Cooling
Ductless, Heat Pump
Heating
Heat Pump

Property Features

Lot Size
0.19 Acres
Sewer
Public Sewer
Utilities
Electricity Available

Square Footage

Total
1,732 sq. ft.

Tax & Financial Information

List Price
$255,000

Schools

100/100
Parker Elementary School
Elementary · Grades PK–05 · 1.3 mi
City
Panama City
Students
621
Student body
55% White · 26% Black · 10% Two or More Races
Free/reduced lunch
84%
Phone
(850) 767-4570
100/100
Callaway Elementary School
Elementary · Grades PK–05 · 2.9 mi
City
Panama City
Students
543
Student body
57% White · 25% Black · 9% Two or More Races
Free/reduced lunch
81%
Phone
(850) 767-1241
72/100
Amikids Maritime Academy
High · Grades 09–12 · 2.6 mi
City
Panama City
Parent reviews
5.0★ avg · 1 review
Phone
(850) 919-2213
55/100
Chautauqua Charter School
High · Grades 09–12 · 2.8 mi
City
Panama City
Students
47
Student body
72% White · 19% Black · 6% Hispanic / Latino
Free/reduced lunch
92%
Phone
(850) 785-5056
54/100
Bay High School
High · Grades 09–12 · 3 mi
City
Panama City
Students
1,296
Student body
53% White · 28% Black · 9% Hispanic / Latino
Free/reduced lunch
58%
Phone
(850) 767-4600
53/100
Rutherford High School
High · Grades 06–12 · 1.3 mi
City
Panama City
Students
1,188
Student body
53% White · 29% Black · 7% Two or More Races
Free/reduced lunch
63%
Phone
(850) 767-4500
53/100
Merriam Cherry Street Elementary
Elementary · Grades PK–05 · 1.7 mi
City
Panama City
Students
470
Student body
41% White · 38% Black · 11% Hispanic / Latino
Free/reduced lunch
73%
Phone
(850) 767-1480
53/100
Bay Regional Juvenile Detention Center
7th & Above · Grades KG–12 · 2.6 mi
City
Panama City
Students
23
Student body
61% White · 22% Black · 9% Hispanic / Latino
Free/reduced lunch
61%
Phone
(850) 872-4706

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/20/2026Listed for sale$255,000

Listed by Keant Allen · Central Bay Realty and Property Management LLC · 8502575016

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: October 2, 2026 at 5:57 PM | Source: Central Panhandle Association of REALTORS | MLS#: 795634

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.