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$289,900

523 Church Ave

Panama City, FL
Active
3
Bedrooms
2
Bathrooms
1,218
Square Feet
0.19
Lot Size (acres)
2026
Year Built
16
Days On Market

Welcome to 523 N Church Avenue, where new construction, modern style, and everyday convenience come together! This brand-new 3-bedroom, 2-bath home offers 1,218 square feet of thoughtfully designed living space in Panama City, Florida. Step inside to an open-concept living area with a raised ceiling, recessed halo lighting, stylish LVP flooring, and ceiling fans throughout. The kitchen is ready to impress with granite countertops, a spacious island, modern backsplash, a pantry, pendant lighting over the island, sleek black finishes, and a full stainless steel appliance package including the refrigerator, range/oven, microwave, dishwasher, and disposal. The primary suite features a walk-in closet, fiberglass walk-in shower, and an oversized single vanity with plenty of cabinet storage. Two nicely sized guest bedrooms offer generous closets and share a spacious bathroom with an oversized vanity and fiberglass tub/shower combination. Outside, the sodded and landscaped yard and open rear patio provide a fresh canvas for relaxing, grilling, or entertaining. Conveniently located near 11th Street, 15th Street, and Business Highway 98, this home offers easy access to shopping, dining, downtown Panama City, and Tyndall Air Force Base. Whether you're a first-time homebuyer, relocating to the area, or searching for an affordable new construction home in Panama City, 523 N Church Avenue is move-in ready and waiting to welcome you home! Buyer to verify measurements and information if important. Professional Photos to come.

Listing Information

Listing Updated
5 days ago
Listed By
Taylor C White, 8503482765 · EXP Realty LLC, 8504602900
MLS#
795605
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
523 N Church Ave, Panama City, FL 32401
City
Panama City
County
Bay
Neighborhood
Pinecrest Add.
Zip Code
32401

Architecture

Bedrooms
3
Bathrooms
2
Stories
1
Year Built
2026
Style
Contemporary
Construction Materials
Frame, Vinyl Siding
Building Area
1,218 sq. ft.
Foundation
Slab
Roof
Shingle
Levels
One
Garage
Yes
Garage Spaces
1
Parking Features
Paved

Features & Amenities

Interior Features
Walk-In Closet(s)
Appliances
Electric Range, Electric Water Heater, Electric Oven, ENERGY STAR Qualified Appliances
Flooring
Vinyl
Exterior Features
Rain Gutters
Patio and Porch
Patio
Cooling
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
Heating
Electric, Central, ENERGY STAR Qualified Equipment

Property Features

Lot Size
0.19 Acres
Lot Features
Paved
Sewer
Public Sewer
Utilities
Electricity Available
Zoning
Resid Single Family

Square Footage

Total
1,218 sq. ft.

Tax & Financial Information

List Price
$289,900
Annual Taxes
$580

Schools

98/100
Parker Elementary School
Elementary · Grades PK–05 · 2.2 mi
City
Panama City
Students
621
Student body
55% White · 26% Black · 10% Two or More Races
Free/reduced lunch
84%
Phone
(850) 767-4570
73/100
Palm Bay Preparatory Academy 6-12
High · Grades 06–12 · 2.9 mi
City
Panama City
Students
125
Parent reviews
5.0★ avg · 1 review
Student body
74% White · 11% Hispanic / Latino · 9% Black
Free/reduced lunch
47%
Phone
(850) 215-0770
71/100
Amikids Maritime Academy
High · Grades 09–12 · 2 mi
City
Panama City
Parent reviews
5.0★ avg · 1 review
Phone
(850) 919-2213
56/100
Chautauqua Charter School
High · Grades 09–12 · 2 mi
City
Panama City
Students
47
Student body
72% White · 19% Black · 6% Hispanic / Latino
Free/reduced lunch
92%
Phone
(850) 785-5056
54/100
Margaret K. Lewis In Millville
7th & Above · Grades PK–12 · 0.6 mi
City
Panama City
Students
153
Student body
73% White · 12% Black · 9% Two or More Races
Free/reduced lunch
52%
Phone
(850) 767-1792
54/100
Rosenwald High School
High · Grades 06–12 · 1 mi
City
Panama City
Students
249
Student body
51% White · 25% Black · 16% Hispanic / Latino
Free/reduced lunch
74%
Phone
(850) 767-4580
54/100
Jinks Middle School
Middle · Grades 06–08 · 2.5 mi
City
Panama City
Students
402
Student body
40% White · 32% Black · 23% Hispanic / Latino
Free/reduced lunch
70%
Phone
(850) 767-4695
53/100
Merriam Cherry Street Elementary
Elementary · Grades PK–05 · 1.3 mi
City
Panama City
Students
470
Student body
41% White · 38% Black · 11% Hispanic / Latino
Free/reduced lunch
73%
Phone
(850) 767-1480

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/18/2026Listed for sale$289,900

Listed by Taylor C White · EXP Realty LLC · 8504602900

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 28, 2026 at 2:37 PM | Source: Central Panhandle Association of REALTORS | MLS#: 795605

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