Schedule Tour
$499,000

1004 Tidewater Ln

Panama City, FL
Active
4
Bedrooms
3.5
Bathrooms
2,783
Square Feet
0.28
Lot Size (acres)
2027
Year Built
23
Days On Market

A RARE OPPORTUNITY TO BUILD A HOME THAT FEELS UNIQUELY YOURS. This exceptional to-be-built residence in Laird Point offers something increasingly difficult to find--a beautiful new home with the opportunity for the buyer to participate in the selection process before construction is complete. Rather than purchasing someone else's choices, the buyer can personalize many of the finishes that will define the home, including flooring, cabinetry, countertops, paint colors, tile, fixtures and other design elements, subject to builder allowances and construction timing. Select the finishes that reflect your own taste and create a home that feels personal from the day you move in. The thoughtfully designed floor plan combines sophisticated architecture with the comfort and functionally expected in a luxury new-construction home. And because the home is to be built, the opportunity exists now to make selections that simply aren't possible once a completed home comes to market. New construction. Your selections. Your style. Your home. For a buyer who appreciates the advantages of a brand-new residence but doesn't want a cookie-cutter home designed for someone else, this is an exceptional opportunity to create something distinctly their own in Laird Point. Just as exceptional as the home is its setting within Laird Point, a distinctive gated waterfront community offering privacy, natural beauty and the relaxed lifestyle of coastal Florida. This particular homesite enjoys an especially desirable location. The water is directly across the street, providing the beauty and atmosphere of a waterfront setting without being directly on the shoreline. Behind the property are the community tennis and pickleball courts, creating an unusually open setting with no future home ever to be built directly behind this residence---a tremendous advantage for a buyer who values privacy, openness and a lasting sense of space. Laird Point offers the serenity of a private gated community surrounded by water and natural Florida beauty, while remaining convenient to the shopping, dining, recreation and attractions of the Panama City area. Combine this exceptional setting with the opportunity to select your own flooring, cabinetry, countertops, tile, colors and finishes, and this becomes far more than an opportunity to purchase a new home. It is a rare chance to create a home that reflects your style, your preferences and the way you want to live---in one of the area's most distinctive waterfront communities. Amenities also include RV/Boat storage and greenspace with sitting area. Schedule your private tour of Laird Point today.

Listing Information

Listing Updated
22 days ago
Listed By
Donald W West, 8505963349 · Northwest Florida Realty, LLC, 8507401069
MLS#
795304
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
1004 Tidewater Ln, Panama City, FL 32404
City
Panama City
County
Bay
Neighborhood
Laird Point
Zip Code
32404

Architecture

Bedrooms
4
Bathrooms
3.5
Stories
2
Year Built
2027
Style
Contemporary
Building Area
2,783 sq. ft.
Levels
Two
Garage
Yes
Garage Spaces
2

Features & Amenities

Patio and Porch
Covered, Porch
Cooling
Central Air
Heating
Central

Property Features

Lot Size
0.28 Acres
Sewer
Public Sewer
Utilities
Underground Utilities
Zoning
City, Resid Single Family

Square Footage

Total
2,783 sq. ft.

Tax & Financial Information

List Price
$499,000
Annual Taxes
$265
Association Fee
$400 (paid Annually)
Association Amenities
Tennis Court(s)

Schools

53/100
Callaway Elementary School
Elementary · Grades PK–05 · 2.9 mi
City
Panama City
Students
622
Student body
44% White · 23% Black · 19% Hispanic / Latino
Free/reduced lunch
67%
Phone
(850) 767-1241
52/100
Parker Elementary School
Elementary · Grades PK–05 · 4.1 mi
City
Panama City
Students
617
Student body
43% White · 30% Black · 17% Hispanic / Latino
Free/reduced lunch
79%
Phone
(850) 767-4570

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/11/2026Listed for sale$499,000

Listed by Donald W West · Northwest Florida Realty, LLC · 8507401069

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 12, 2026 at 8:27 AM | Source: Central Panhandle Association of REALTORS | MLS#: 795304

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.