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$337,500

109 Saw Grass Way

Panama City, FL
Active
4
Bedrooms
2
Bathrooms
1,847
Square Feet
0.17
Lot Size (acres)
2019
Year Built
32
Days On Market

Welcome to 109 Saw Grass Way, a beautifully maintained 4-bedroom, 2-bath home in the desirable Villages of Mill Bayou. From the moment you arrive, it's clear this home has been well cared for--and the setting makes it even more special. Inside, the open floor plan creates a bright, comfortable space that's perfect for everyday living and entertaining. The spacious kitchen features granite countertops, custom cabinetry, a breakfast bar, and an adjoining dining area, all flowing naturally into the main living space. Durable LVP flooring adds both style and easy maintenance, while the generous primary suite includes a private bath with granite countertops and a relaxing soaking tub. One of the best features of this home is what you'll find out back. Step onto the screened-in back porch and enjoy a peaceful view of the pond--an ideal place for morning coffee, evening drinks, or simply unwinding at the end of the day. The backyard is fully fenced while still preserving the beautiful water view, giving you the benefit of an enclosed yard without sacrificing the scenery. With no homes directly behind you, the backyard feels open, peaceful, and private. The Villages of Mill Bayou offers a welcoming community atmosphere with sidewalks, opportunities for kayaking and fishing, and a community pool located just a short walk from the house. Outdoor recreation is also close at hand with Lynn Haven Bayou Park & Preserve nearby, along with easy access to the bay for boating, fishing, kayaking, paddleboarding, and other water activities. The location is convenient to shopping, dining, area schools, and everyday necessities, while still offering the relaxed feel of a neighborhood tucked close to the water. If you're looking for a move-in-ready home with plenty of space, a fantastic backyard setting, water views, and a community you'll enjoy coming home to, 109 Saw Grass Way deserves a closer look.

Listing Information

Listing Updated
29 days ago
Listed By
Olivia Mills, 8508101864 · Bastion Realty LLC, 8504201959
MLS#
794931
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
109 Saw Grass Way, Panama City, FL 32404
City
Panama City
County
Bay
Neighborhood
Mill Bayou Phase 1
Zip Code
32404

Architecture

Bedrooms
4
Bathrooms
2
Stories
1
Year Built
2019
Style
Ranch
Construction Materials
HardiPlank Type
Building Area
1,847 sq. ft.
Roof
Composition, Shingle
Garage
Yes
Garage Spaces
2
Parking Features
Garage Door Opener, Garage

Features & Amenities

Interior Features
Walk-In Closet(s), Double Vanity, Soaking Tub
Appliances
Electric Range
Patio and Porch
Covered, Porch, Screened
Community Features
Pool
Cooling
Ceiling Fan(s), Central Air
Heating
Central

Property Features

Lot Size
0.17 Acres
Lot Features
Waterfront, Paved
View
Other
Sewer
Public Sewer
Utilities
Underground Utilities

Square Footage

Total
1,847 sq. ft.

Tax & Financial Information

List Price
$337,500
Annual Taxes
$4,681
Association Fee
$105 (paid Monthly)
Association Amenities
Pool

Schools

100/100
North Bay Haven Career Academy
High · Grades 09–12 · 0.3 mi
City
Panama City
Students
543
Student body
84% White · 7% Black · 4% Hispanic / Latino
Free/reduced lunch
19%
Phone
(850) 248-0801
100/100
Deer Point Elementary School
Elementary · Grades PK–05 · 1.3 mi
City
Panama City
Students
616
Parent reviews
5.0★ avg · 1 review
Student body
85% White · 7% Black · 5% Two or More Races
Free/reduced lunch
48%
Phone
(850) 767-5462
100/100
Merritt Brown Middle School
Middle · Grades 06–08 · 2.2 mi
City
Panama City
Students
793
Student body
85% White · 5% Two or More Races · 5% Black
Free/reduced lunch
65%
Phone
(850) 767-3976
100/100
Bay Haven Charter Middle School
Middle · Grades 06–08 · 2.4 mi
City
Panama City
Students
517
Student body
73% White · 10% Black · 6% Hispanic / Latino
Free/reduced lunch
28%
Phone
(850) 248-3500
100/100
Hiland Park Elementary School
Elementary · Grades PK–05 · 3.1 mi
City
Panama City
Students
827
Parent reviews
5.0★ avg · 2 reviews
Student body
61% White · 26% Black · 6% Two or More Races
Free/reduced lunch
69%
Phone
(850) 767-4685
75/100
A. Crawford Mosley High School
High · Grades 09–12 · 3.3 mi
City
Lynn Haven
Students
1,687
Parent reviews
5.0★ avg · 2 reviews
Student body
81% White · 9% Black · 5% Hispanic / Latino
Free/reduced lunch
43%
Phone
(850) 767-4400
73/100
North Bay Haven Charter Academy Elementary School
Elementary · Grades KG–05 · 0.3 mi
City
Panama City
Students
693
Parent reviews
5.0★ avg · 1 review
Student body
73% White · 10% Hispanic / Latino · 9% Two or More Races
Free/reduced lunch
37%
Phone
(850) 248-0801
54/100
Bay Haven Charter Academy
Elementary · Grades KG–05 · 2.5 mi
City
Panama City
Students
696
Student body
78% White · 8% Black · 6% Hispanic / Latino
Free/reduced lunch
31%
Phone
(850) 248-3500

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/02/2026Listed for sale$337,500

Listed by Olivia Mills · Bastion Realty LLC · 8504201959

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 4, 2026 at 4:57 PM | Source: Central Panhandle Association of REALTORS | MLS#: 794931

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