Schedule Tour
$1,195,000

300 Breakwater Blvd

Panama City Beach, FL
Active
4
Bedrooms
3.5
Bathrooms
3,065
Square Feet
0.16
Lot Size (acres)
2025
Year Built
40
Days On Market

Seller will contribute up to $30,000 toward an interest-rate buydown or buyer closing costs with an acceptable offer! The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting. The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours. A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable. Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.

Listing Information

Listing Updated
7 days ago
Listed By
Noah Escobar, 8134987415 · Christies International Real Estate Emerald Coast, 8502132800
MLS#
794543
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
300 Breakwater Blvd, Panama City Beach, FL 32413
City
Panama City Beach
County
Bay
Neighborhood
Breakwater at Ward Creek
Zip Code
32413

Architecture

Bedrooms
4
Bathrooms
3.5
Year Built
2025
Style
Coastal
Construction Materials
HardiPlank Type
Building Area
3,065 sq. ft.
Foundation
Slab
Roof
Composition, Shingle
Garage
Yes
Garage Spaces
3

Features & Amenities

Interior Features
Walk-In Closet(s), Double Vanity
Appliances
Gas Range, Tankless Water Heater, Gas Cooktop, Gas Oven
Flooring
Vinyl
Exterior Features
Fire Pit, Outdoor Kitchen
Patio and Porch
Covered, Patio, Deck
Community Features
Gated

Property Features

Lot Size
0.16 Acres
Lot Features
Paved
Sewer
Public Sewer
Zoning
Resid Single Family

Square Footage

Total
3,065 sq. ft.

Tax & Financial Information

List Price
$1,195,000
Annual Taxes
$1,354
Association Fee
$210 (paid Monthly)
Association Amenities
Playground, Clubhouse, Pool, Gated, Management, Tennis Court(s), Recreation Facilities

Schools

54/100
Surfside Middle School
Middle · Grades 06–08 · 4.2 mi
City
Panama City Beach
Students
843
Parent reviews
2.5★ avg · 2 reviews
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
48%
Phone
(850) 767-5180
50/100
West Bay Elementary School
Elementary · Grades KG–05 · 2 mi
City
Panama City Beach
Students
309
Student body
79% White · 11% Hispanic / Latino · 7% Two or More Races
Free/reduced lunch
51%
Phone
(850) 767-1850

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
08/25/2026Listed for sale$1,195,000

Listed by Noah Escobar · Christies International Real Estate Emerald Coast · 8502132800

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 27, 2026 at 6:37 AM | Source: Central Panhandle Association of REALTORS | MLS#: 794543

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.