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$799,000

405 Bay Shore Dr

Panama City Beach, FL
Active
3
Bedrooms
2
Bathrooms
1,968
Square Feet
0.55
Lot Size (acres)
1959
Year Built
118
Days On Market

191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life. The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA. Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront. Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water. And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive. This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find. Bring your boat and come experience what waterfront living in Panama City Beach can look like.

Listing Information

Listing Updated
19 days ago
Listed By
Jason R Maddux, 8506285800 · CENTURY 21 AllPoints Realty, 8502304514
MLS#
790982
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
405 Bay Shore Dr, Panama City Beach, FL 32407
City
Panama City Beach
County
Bay
Neighborhood
Woodlawn Unit 2
Zip Code
32407

Architecture

Bedrooms
3
Bathrooms
2
Stories
1
Year Built
1959
Style
Ranch
Construction Materials
Frame, Brick
Building Area
1,968 sq. ft.
Foundation
Slab
Roof
Metal
Garage
Yes
Garage Spaces
2
Parking Features
Paved, Garage Door Opener, Garage, RV Access/Parking, Additional Parking

Features & Amenities

Appliances
Gas Range, Gas Cooktop, Gas Water Heater
Exterior Features
Dock, Fire Pit, Rain Gutters, Outdoor Shower, Barbecue
Patio and Porch
Covered, Patio, Deck, Porch, Enclosed, Screened
Cooling
Ceiling Fan(s), Central Air
Heating
Fireplace(s), Natural Gas, Electric, Central

Property Features

Lot Size
0.55 Acres
Lot Features
Waterfront, Paved
View
Canal
Sewer
Public Sewer
Utilities
Electricity Available, Cable Connected
Zoning
Resid Single Family

Square Footage

Total
1,968 sq. ft.

Tax & Financial Information

List Price
$799,000

Schools

100/100
Bay Virtual Franchise
7th & Above · Grades KG–12 · 4.8 mi
City
Panama City
Students
80
Student body
86% White · 9% Hispanic / Latino · 5% Black
Free/reduced lunch
11%
Phone
(850) 767-4460
87/100
Oakland Terrace School For The Visual And Performing Arts
Grades M–M · 4 mi
City
Panama City
Students
328
Student–teacher
13.6
Parent reviews
5.0★ avg · 1 review
Student body
36% White · 32% Black · 23% Hispanic / Latino
Free/reduced lunch
78%
Phone
(850) 767-4565
77/100
University Academy Sabl Inc
Elementary · Grades KG–08 · 4.4 mi
City
Panama City
Students
303
Parent reviews
5.0★ avg · 1 review
Student body
73% White · 8% Black · 8% Two or More Races
Free/reduced lunch
32%
Phone
(850) 215-0097
76/100
J.R. Arnold High School
High · Grades 09–12 · 3.6 mi
City
Panama City Beach
Students
1,617
Parent reviews
5.0★ avg · 2 reviews
Student body
71% White · 13% Hispanic / Latino · 9% Black
Free/reduced lunch
36%
Phone
(850) 767-3700
62/100
Breakfast Point Academy
Elementary · Grades PK–08 · 3.3 mi
City
Panama City Beach
Students
1,131
Parent reviews
3.3★ avg · 3 reviews
Student body
76% White · 10% Hispanic / Latino · 6% Two or More Races
Free/reduced lunch
44%
Phone
(850) 767-1190
55/100
Bay Virtual Instruction Program
7th & Above · Grades KG–12 · 4.8 mi
City
Panama City
Students
54
Student body
91% White · 4% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
41%
Phone
(850) 747-4460
54/100
A. Gary Walsingham Academy
Elementary · Grades PK–03 · 1.1 mi
City
Panama City Beach
Students
230
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
17%
Phone
(850) 767-5475
53/100
Rising Leaders Academy
7th & Above · Grades KG–12 · 3.9 mi
City
Panama City
Students
102
Student body
79% White · 9% Black · 5% Asian
Free/reduced lunch
27%
Phone
(850) 215-0844

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
06/08/2026Listed for sale$799,000

Listed by Jason R Maddux · CENTURY 21 AllPoints Realty · 8502304514

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 15, 2026 at 1:42 AM | Source: Central Panhandle Association of REALTORS | MLS#: 790982

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