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$425,000

9900 Thomas Dr

Panama City Beach, FL
Pending
2
Bedrooms
2.5
Bathrooms
1,102
Square Feet
2007
Year Built
119
Days On Market

DIRECT GULF VIEWS. SAME-LEVEL DEEDED PARKING. TURNKEY 2026 DESIGNER UPDATE. Shores of Panama Unit 820 is a beautifully updated Type L floor plan positioned in the highly desired 20 stack at Shores of Panama in Panama City Beach, Florida. Located on the 8th floor, this 2-bedroom, 2.5-bath condo also includes a private bunk room, creating three separate sleeping areas with accommodations for up to 8 guests. This desirable elevation sits above the palm trees while maintaining a strong connection to the beach, Gulf, and resort pool below. The 20 stack faces directly south, offering straight-on Gulf views and a front-row perspective over the expansive lagoon-style pool that has made Shores of Panama one of the most recognizable vacation resorts in Panama City Beach. Completely redecorated by a professional interior designer in 2026, this turnkey condo features fresh paint, all-new furniture, rugs, artwork, décor, lighting fixtures, and ceiling fans throughout. The fully equipped kitchen includes granite countertops and brand-new stainless steel appliances, while the open living area connects directly to the oversized balcony. One of the standout features of Unit 820 is the spacious 32-foot balcony, furnished with high-top Polywood furniture and positioned for exceptional Gulf, beach, and pool views. This outdoor space gives the condo the kind of front-row Panama City Beach experience that buyers often seek at Shores of Panama. The Gulf-front primary suite includes direct balcony access and beautiful water views. The guest bedroom and private bunk room add flexibility for owners and rental guests, while the stackable washer and dryer provide added convenience. Additional updates include a new HVAC system installed in 2024 and a water heater replaced in 2017. Unit 820 is being sold fully furnished and rental ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,705.85 per quarter. All information is believed to be accurate but should be verified by buyers if important.

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Listing Information

Listing Updated
11 days ago
Listed By
Alice de La Penha, 8507713150 · Coldwell Banker Realty, 8502346696
MLS#
790943
Source
Central Panhandle Association of REALTORS
Status
Pending

Facts & Features

Location

Community Information

Address
9900 S Thomas Dr #820, Panama City Beach, FL 32408
City
Panama City Beach
County
Bay
Neighborhood
Shores Of Panama
Zip Code
32408

Architecture

Bedrooms
2
Bathrooms
2.5
Stories
23
Year Built
2007
Style
High Rise
Building Area
1,102 sq. ft.
Garage
Yes
Garage Spaces
1

Features & Amenities

Interior Features
Smart Thermostat
Appliances
Electric Range, Electric Water Heater, Electric Oven, Washer/Dryer Stacked
Exterior Features
Balcony
Community Features
Clubhouse, Pool, Playground, Park, Fitness Center
Cooling
Central Air
Heating
Electric, Central

Property Features

Lot Features
Waterfront
View
Water
Sewer
Public Sewer
Utilities
Electricity Available, Cable Connected
Zoning
Resid Multi-Family

Square Footage

Total
1,102 sq. ft.

Tax & Financial Information

List Price
$425,000
Annual Taxes
$4,727
Association Fee
$3,705 (paid Quarterly)
Fee Includes
Maintenance Grounds, Water, Sewer, Insurance, Cable TV, Internet
Association Amenities
Pool, Water, Management, Insurance, Other, Beach Rights, Barbecue, Cable TV, Maintenance Grounds

Schools

76/100
J.R. Arnold High School
High · Grades 09–12 · 2 mi
City
Panama City Beach
Students
1,617
Parent reviews
5.0★ avg · 2 reviews
Student body
71% White · 13% Hispanic / Latino · 9% Black
Free/reduced lunch
36%
Phone
(850) 767-3700
62/100
Breakfast Point Academy
Elementary · Grades PK–08 · 1.9 mi
City
Panama City Beach
Students
1,131
Parent reviews
3.3★ avg · 3 reviews
Student body
76% White · 10% Hispanic / Latino · 6% Two or More Races
Free/reduced lunch
44%
Phone
(850) 767-1190
54/100
A. Gary Walsingham Academy
Elementary · Grades PK–03 · 2.5 mi
City
Panama City Beach
Students
230
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
17%
Phone
(850) 767-5475
53/100
Surfside Middle School
Middle · Grades 06–08 · 3.6 mi
City
Panama City Beach
Students
843
Parent reviews
2.5★ avg · 2 reviews
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
48%
Phone
(850) 767-5180
51/100
Hutchison Beach Elementary School
Elementary · Grades KG–05 · 2.4 mi
City
Panama City
Students
619
Student body
66% White · 17% Hispanic / Latino · 7% Two or More Races
Free/reduced lunch
57%
Phone
(850) 767-5195
50/100
Patronis Elementary School
Elementary · Grades KG–05 · 2.5 mi
City
Panama City Beach
Students
852
Student body
86% White · 5% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
43%
Phone
(850) 767-5075

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
06/07/2026Listed for sale$425,000

Listed by Alice de La Penha · Coldwell Banker Realty · 8502346696

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 23, 2026 at 10:57 AM | Source: Central Panhandle Association of REALTORS | MLS#: 790943

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