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$589,999

5220 Beach Dr

Panama City, FL
Active
4
Bedrooms
2
Bathrooms
1,232
Square Feet
0.14
Lot Size (acres)
1972
Year Built
121
Days On Market

Experience coastal living at its best with this beautifully maintained duplex just steps from Beach Access #5 and the stunning sugar-white shoreline along the Gulf. Offering a total of four bedrooms and two full baths, the property is configured as two private residences, each featuring two bedrooms and one bathroom, creating an excellent flexibility for personal use, vacation rentals, or long-term tenants. Perfect for those seeking an income-producing property or a beach getaway with added earning potential, this fully furnished duplex is move-in and rental ready from Day One. Outside, the enclosed backyard offers a private setting ideal for pets, entertaining, or unwinding after a day at the beach, while the outdoor fire pit creates a welcoming atmosphere for evening gatherings. Located in a highly sought-after beach community, this property presents an outstanding opportunity for investors and second-home buyers alike. Occupy one side while generating revenue from the other or maximize returns by leasing both units. Opportunities like this are rare in such a prime coastal location. All measurements, details, and information should be verified by buyer and/or buyer's representative.

Listing Information

Listing Updated
06/05/2026
Listed By
Scott Roberts, 8596404947 · LoKation Real Estate, 8505024862
MLS#
790852
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
5220 Beach Dr, Panama City, FL 32408
City
Panama City
County
Bay
Neighborhood
Biltmore Beach
Zip Code
32408

Architecture

Bedrooms
4
Bathrooms
2
Stories
1
Year Built
1972
Style
Duplex
Construction Materials
Block
Building Area
1,232 sq. ft.
Roof
Shake
Levels
One
Garage Spaces
0

Features & Amenities

Appliances
Electric Range, Electric Water Heater
Exterior Features
Outdoor Shower, Barbecue
Cooling
Central Air
Heating
Electric, Central

Property Features

Lot Size
0.14 Acres
Lot Features
Paved
Sewer
Public Sewer
Utilities
Electricity Available

Square Footage

Total
1,232 sq. ft.

Tax & Financial Information

List Price
$589,999
Annual Taxes
$2,894

Schools

86/100
Oakland Terrace School For The Visual And Performing Arts
Grades M–M · 4.2 mi
City
Panama City
Students
328
Student–teacher
13.6
Parent reviews
5.0★ avg · 2 reviews
Student body
36% White · 32% Black · 23% Hispanic / Latino
Free/reduced lunch
78%
Phone
(850) 767-4565
55/100
Rising Leaders Academy
7th & Above · Grades KG–12 · 4.4 mi
City
Panama City
Students
301
Student body
58% White · 19% Black · 9% Hispanic / Latino
Free/reduced lunch
36%
Phone
(850) 215-0844
52/100
Patronis Elementary School
Elementary · Grades KG–05 · 2 mi
City
Panama City Beach
Students
650
Student body
74% White · 11% Hispanic / Latino · 9% Two or More Races
Free/reduced lunch
33%
Phone
(850) 767-5075
51/100
Newpoint Middle School
Middle · Grades 06–08 · 4.8 mi
City
Panama City
Phone
(850) 215-0770
49/100
St. Andrew School At Oakland Terrace
Elementary · Grades PK–05 · 4.2 mi
City
Panama City
Students
120
Parent reviews
1.0★ avg · 2 reviews
Student body
48% White · 33% Black · 9% Hispanic / Latino
Free/reduced lunch
70%
Phone
(850) 767-4595
48/100
Lucille Moore Elementary School
Elementary · Grades PK–05 · 3.9 mi
City
Panama City
Students
545
Parent reviews
1.0★ avg · 2 reviews
Student body
36% White · 27% Hispanic / Latino · 26% Black
Free/reduced lunch
73%
Phone
(850) 767-1428
45/100
A. Gary Walsingham Academy
Elementary · Grades PK–05 · 3.7 mi
City
Panama City Beach
Students
470
Student–teacher
16.7
Student body
56% White · 17% Black · 15% Hispanic / Latino
Free/reduced lunch
40%
Phone
(850) 767-5475
54/100
Gulf Coast School For Autism
All Grades · Grades UG–UG · 4.8 mi · Private
City
Panama City
Students
25
Student body
76% White · 12% Hispanic / Latino · 8% Black
Phone
(850) 257-5998

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
06/05/2026Listed for sale$589,999

Listed by Scott Roberts · LoKation Real Estate · 8505024862

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: June 5, 2026 at 3:22 PM | Source: Central Panhandle Association of REALTORS | MLS#: 790852

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