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$399,900

2816 Mary Baldwin Cir

Panama City, FL
Active
3
Bedrooms
2
Bathrooms
1,640
Square Feet
0.4
Lot Size (acres)
1984
Year Built
148
Days On Market

OWNER FINANCING AVAILABLE! | ALL OFFERS WELCOME! Welcome to 2816 Mary Baldwin Circle, a meticulously maintained 3-bedroom, 2-bath home situated on a spacious corner lot beneath beautiful mature oak trees. Every improvement has been thoughtfully completed, creating a home that offers both timeless character and modern convenience. From the moment you step inside, you'll notice soaring vaulted ceilings, abundant natural light, and gorgeous real bamboo flooring throughout the main living areas. Every detail has been carefully considered, from the upgraded matching light fixtures to the matching mahogany exterior doors, including the matching mahogany sliding glass door in the primary suite. The updated kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a large island overlooking the dining room, making it ideal for entertaining or everyday living. Major improvements have already been completed for the next owner, including a new roof, HVAC system, and beautifully renovated bathrooms in 2019. An active transferable termite bond offers additional peace of mind, while the oversized garage features a newly epoxy-coated floor and electric car charging station. Outside, you'll also find a large storage building with the potential for electrical hookup and beautifully maintained landscaping surrounding the spacious corner lot. For even greater flexibility, the home is being offered furnished or unfurnished, allowing the next owner to move right in or personalize the space to fit their lifestyle. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and just a short drive to the white-sand beaches of Panama City Beach, this home offers both comfort and convenience in one exceptional package. This home has been lovingly cared for, exceptionally maintained, and is truly move-in ready. If you've been searching for a quality home where the major updates have already been completed, this is one you don't want to miss. Schedule your private showing today!

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Listing Information

Listing Updated
18 days ago
Listed By
Frank Trenholm, 8507748944 · Coldwell Banker Realty, 8502346696
MLS#
789654
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
2816 Mary Baldwin Cir, Panama City, FL 32405
City
Panama City
County
Bay
Neighborhood
Forest Hills Unit 3
Zip Code
32405

Architecture

Bedrooms
3
Bathrooms
2
Year Built
1984
Style
Traditional
Construction Materials
Frame, Stone, Brick, HardiPlank Type
Building Area
1,640 sq. ft.
Foundation
Slab
Roof
Shingle
Garage
Yes
Garage Spaces
2

Features & Amenities

Interior Features
Walk-In Closet(s), Double Vanity
Appliances
Electric Water Heater, Electric Oven
Patio and Porch
Covered, Patio
Cooling
Ceiling Fan(s), Central Air
Heating
Fireplace(s), Electric, Central

Property Features

Lot Size
0.4 Acres
Lot Features
Paved
Sewer
Public Sewer
Utilities
Electricity Available, Cable Connected
Zoning
Resid Single Family

Square Footage

Total
1,640 sq. ft.

Tax & Financial Information

List Price
$399,900
Annual Taxes
$4,130

Schools

98/100
Bay Virtual Franchise
7th & Above · Grades KG–12 · 1.8 mi
City
Panama City
Students
80
Student body
86% White · 9% Hispanic / Latino · 5% Black
Free/reduced lunch
11%
Phone
(850) 767-4460
76/100
University Academy Sabl Inc
Elementary · Grades KG–08 · 0.9 mi
City
Panama City
Students
303
Parent reviews
5.0★ avg · 1 review
Student body
73% White · 8% Black · 8% Two or More Races
Free/reduced lunch
32%
Phone
(850) 215-0097
75/100
A. Crawford Mosley High School
High · Grades 09–12 · 1.8 mi
City
Lynn Haven
Students
1,687
Parent reviews
5.0★ avg · 2 reviews
Student body
81% White · 9% Black · 5% Hispanic / Latino
Free/reduced lunch
43%
Phone
(850) 767-4400
55/100
Northside Elementary School
Elementary · Grades PK–05 · 1 mi
City
Panama City
Students
631
Student body
51% White · 24% Black · 15% Hispanic / Latino
Free/reduced lunch
62%
Phone
(850) 767-1506
54/100
Bay Virtual Instruction Program (District Provided)
High · Grades 06–12 · 1.8 mi
City
Panama City
Students
7
Student body
86% White · 14% Two or More Races
Phone
(850) 767-4377
53/100
Bay Virtual Instruction Program
7th & Above · Grades KG–12 · 1.8 mi
City
Panama City
Students
54
Student body
91% White · 4% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
41%
Phone
(850) 747-4460
53/100
New Horizons Learning Center
High · Grades 06–12 · 1.7 mi
City
Panama City
Students
112
Student body
56% White · 22% Black · 13% Two or More Races
Free/reduced lunch
73%
Phone
(850) 767-1110
52/100
Tom P. Haney Technical Center
High · Grades 12–12 · 1.5 mi
City
Panama City
Phone
(850) 747-5500

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
05/09/2026Listed for sale$399,900

Listed by Frank Trenholm · Coldwell Banker Realty · 8502346696

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 15, 2026 at 8:17 PM | Source: Central Panhandle Association of REALTORS | MLS#: 789654

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