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$439,000

3911 11 St

Panama City, FL
ActiveUnderContract
5
Bedrooms
4.5
Bathrooms
8,104
Square Feet
0.78
Lot Size (acres)
1975
Year Built
157
Days On Market

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs remarkably low. The owner reports average electric bills of approximately $40 per month for heating and cooling the entire property, providing exceptional long-term savings for a structure of this size. According to the City of Springfield, the property is designated General Commercial on the City's Future Land Use Map. The City utilizes Future Land Use designations rather than traditional zoning. While the property is currently classified and taxed as a single-family residence based on its present use, the General Commercial Future Land Use designation may allow for a variety of future commercial and multi-family uses, subject to City approval, permitting requirements, inspections, and compliance with applicable building codes. Additional peace of mind comes from the roof replacement completed in 2019, which was upgraded to current code standards and includes High Temp Fire & Ice underlayment. Conveniently located near shopping, restaurants, schools, medical facilities, Tyndall Air Force Base, and major transportation routes, this property offers a rare combination of size, flexibility, energy efficiency, and future potential in a growing area. Whether you're looking for a multi-generational estate, an income-producing property, or a unique live/work opportunity, 3911 E. 11th Street presents possibilities that are difficult to find elsewhere. Schedule your private showing today and discover everything this exceptional property has to offer.

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Listing Information

Listing Updated
08/13/2026
Listed By
Jimmy Lashley, 8506535868 · Anchor Realty Florida, 8508997999
MLS#
789143
Source
Central Panhandle Association of REALTORS
Status
ActiveUnderContract

Facts & Features

Location

Community Information

Address
3911 E 11 St, Panama City, FL 32404
City
Panama City
County
Bay
Neighborhood
No Named Subdivision
Zip Code
32404

Architecture

Bedrooms
5
Bathrooms
4.5
Stories
1
Year Built
1975
Style
Other
Construction Materials
Other, See Remarks
Building Area
8,104 sq. ft.
Levels
One
Garage Spaces
0
Parking Features
Additional Parking

Features & Amenities

Flooring
Concrete
Patio and Porch
Covered, Patio
Cooling
Ductless, Central Air, Window Unit(s), Varies by Unit
Heating
Ductless, Electric, Central

Property Features

Lot Size
0.78 Acres
Lot Features
Paved
Sewer
Public Sewer
Utilities
Electricity Available, Phone Connected
Zoning
City, Commercial, Resid Multi-Family, Resid Single Family

Square Footage

Total
8,104 sq. ft.

Tax & Financial Information

List Price
$439,000
Annual Taxes
$3,240

Schools

74/100
Springfield Elementary School
Grades M–M · 0.9 mi
City
Panama City
Students
409
Student–teacher
12.3
Student body
44% Black · 32% White · 15% Hispanic / Latino
Free/reduced lunch
75%
Phone
(850) 767-4575
74/100
Hiland Park Elementary School
Elementary · Grades PK–05 · 2.8 mi
City
Panama City
Students
494
Parent reviews
5.0★ avg · 4 reviews
Student body
61% White · 15% Black · 11% Hispanic / Latino
Free/reduced lunch
53%
Phone
(850) 767-4685
71/100
Oscar Patterson Academy
Elementary · Grades PK–04 · 2 mi
City
Panama City
Students
394
Student–teacher
15.1
Student body
46% Black · 24% White · 22% Hispanic / Latino
Free/reduced lunch
71%
Phone
(850) 767-1610
61/100
Oscar Patterson Elementary Magnet
Grades M–M · 2 mi
City
Panama City
Students
367
Parent reviews
1.0★ avg · 2 reviews
Student body
50% Black · 37% White · 7% Hispanic / Latino
Free/reduced lunch
92%
Phone
(850) 767-4675
60/100
C C Washington Academy
Grades M–M · 2.1 mi
City
Panama City
Students
103
Student body
45% White · 43% Black · 8% Hispanic / Latino
Free/reduced lunch
97%
Phone
(850) 767-5576
56/100
Bay High School
High · Grades 09–12 · 3.2 mi
City
Panama City
Students
1,254
Student body
49% White · 30% Black · 11% Hispanic / Latino
Free/reduced lunch
51%
Phone
(850) 767-4600
54/100
Rutherford High School
High · Grades 06–12 · 0.6 mi
City
Panama City
Students
1,379
Student body
43% White · 35% Black · 12% Hispanic / Latino
Free/reduced lunch
64%
Phone
(850) 767-4500
53/100
Rosenwald High School
High · Grades 06–12 · 2.1 mi
City
Panama City
Students
269
Student body
43% White · 41% Black · 9% Hispanic / Latino
Free/reduced lunch
76%
Phone
(850) 767-4580

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
04/30/2026Listed for sale$439,000

Listed by Jimmy Lashley · Anchor Realty Florida · 8508997999

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: August 13, 2026 at 4:37 PM | Source: Central Panhandle Association of REALTORS | MLS#: 789143

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