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$950,000

125 Smugglers Cove Ct

Panama City Beach, FL
Active
5
Bedrooms
4
Bathrooms
3,329
Square Feet
0.2
Lot Size (acres)
2005
Year Built
243
Days On Market

Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.

Listing Information

Listing Updated
14 days ago
Listed By
Mindi A Sato, 8506283118 · Keller Williams Success Realty, 8502490313
MLS#
784633
Source
Central Panhandle Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
125 Smugglers Cove Ct, Panama City Beach, FL 32413
City
Panama City Beach
County
Bay
Neighborhood
Lakes At Summer Breeze
Zip Code
32413

Architecture

Bedrooms
5
Bathrooms
4
Stories
2
Year Built
2005
Style
Mediterranean
Construction Materials
Stucco
Building Area
3,329 sq. ft.
Foundation
Slab
Roof
Metal
Levels
Two
Garage
Yes
Garage Spaces
3
Parking Features
Paved, Garage Door Opener, Garage

Features & Amenities

Interior Features
Walk-In Closet(s), Soaking Tub
Appliances
Gas Range, Gas Oven
Exterior Features
Balcony, Outdoor Shower
Patio and Porch
Covered, Patio, Porch
Cooling
Ductless, Ceiling Fan(s), Central Air
Heating
Fireplace(s), Electric, Central

Property Features

Lot Size
0.2 Acres
Lot Features
Waterfront, Cul-De-Sac, Paved
View
Lake, Water
Utilities
Sewer Available, Electricity Available
Zoning
Resid Single Family

Square Footage

Total
3,329 sq. ft.

Tax & Financial Information

List Price
$950,000
Annual Taxes
$6,974
Association Fee
$400 (paid Annually)
Association Amenities
Management

Schools

53/100
Surfside Middle School
Middle · Grades 06–08 · 3.1 mi
City
Panama City Beach
Students
843
Parent reviews
2.5★ avg · 2 reviews
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
48%
Phone
(850) 767-5180
52/100
West Bay Elementary School
Elementary · Grades KG–05 · 4.8 mi
City
Panama City Beach
Students
309
Student body
79% White · 11% Hispanic / Latino · 7% Two or More Races
Free/reduced lunch
51%
Phone
(850) 767-1850
51/100
Hutchison Beach Elementary School
Elementary · Grades KG–05 · 4.2 mi
City
Panama City
Students
619
Student body
66% White · 17% Hispanic / Latino · 7% Two or More Races
Free/reduced lunch
57%
Phone
(850) 767-5195

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
02/03/2026Listed for sale$950,000

Listed by Mindi A Sato · Keller Williams Success Realty · 8502490313

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: September 20, 2026 at 2:07 PM | Source: Central Panhandle Association of REALTORS | MLS#: 784633

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