296 Gramercy Plantation Blvd
BUILD-READY 1.42 ACRE BAY LOT – FLOOD ZONE X – NO WETLANDS. Don't miss this amazing lot in the prestigious gated community of Gramercy Plantation. Many bay-view lots in the area face expensive wetland setbacks and high-velocity flood zone requirements, Lot 105 has already been professionally vetted and improved and is ready to build. --WHY THIS LOT STANDS OUT: SUPERIOR ELEVATION: The main buildable area is situated in Flood Zone X (500YR). This means flood insurance is NOT required by lenders, and building is significantly more economical than in VE or AE zones. --ZERO WETLAND ISSUES: Confirmed by a wetlands environmental survey by Garlick Environmental Associates ($875 value). Unlike many neighboring lots, this parcel has NO restrictive FDEP wetland setbacks, allowing for a much larger and more flexible building envelope. --SITE PREP COMPLETE: This lot is cleared and ready. A professional house pad has been created and compacted (Soil/Compaction tests on file). Driveway and culvert are already in place—many tens of thousands in improvements are already finished. --SEPTIC & UTILITIES: Site is septic-ready with a 4-BR permit issued (Permit #19-S1-2801437, recently expired 4/26/25, buyer to renew). City water and electricity are available at the lot line. --SURVEY INCLUDED: A full boundary and elevation survey is included ($2,550 value), showing that the Storm Water Easement and Building Setback Lines common to Phase 2 do NOT interfere with the primary buildable area of Lot 105. --COMMUNITY & LIFESTYLE: Gramercy Plantation is a private, gated subdivision offering a luxury community pool, clubhouse, and tennis courts. Short-term rentals ARE allowed! The HOA bay-front dock is scheduled for a rebuild soon, with quotes obtained and funded by HOA reserves. -SPECS: 1,800 SF minimum, metal roof, no vinyl siding, 2-car garage. HOA requires 42" above grade, though variances for 24" have been frequently approved. Buyer must verify all details and permits. Owner/Agent.
Listing Information
Facts & Features
Location
Community Information
Architecture
Features & Amenities
Property Features
Tax & Financial Information
Schools
Franklin County School
Franklin Virtual Instruction Program
Franklin Virtual Instruction Program
Franklin Virtual Franchise-Paec Flvs
Franklin County Learning Center (Adult Divison)
Franklin County Learning Center
Franklin District Virtual Course Program
School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.
Historical Data
Price History
| Date | Event | Price |
|---|---|---|
| 06/24/2026 | Price change | $106,800 |
| 03/10/2026 | Listed for sale | $124,900 |
Listed by Byron Leonard · Realty Hub · 4079001001
Property information provided by the RAFGC MLS – a service of the REALTOR® Association of Franklin & Gulf Counties, Inc. ©2026
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