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$452,900

16640 Cody Creek Ct

Jacksonville, FL
Active
5
Bedrooms
3
Bathrooms
3,519
Square Feet
0.17
Lot Size (acres)
2022
Year Built
304
Days On Market

VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing. And the financing opportunity is only the beginning. Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for. The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining. VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing. And the financing opportunity is only the beginning. Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for. The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining. The floor plan is especially versatile. The primary suite is downstairs, along with a second bedroom and full bath--ideal for guests, a private office, or multigenerational living. Upstairs are three additional bedrooms, another full bath, and an oversized loft that can become a media room, game room, home office, or second living area. Step outside to the screened lanai and enjoy a backyard with room to relax, grill, entertain, or make it your own. The home sits on a quiet cul-de-sac in an intimate community of approximately 30 homes with limited through traffic, a community playground and jogging path. And one of the biggest advantages: NO CDD FEES. Conveniently located near River City Marketplace, shopping, dining, I-295, I-95 and Jacksonville International Airport, this home combines space, convenience and a financing opportunity that can be extremely difficult to duplicate. 5 Bedrooms | 3 Full Baths | 2,782 Sq Ft | Built 2022 Primary + Additional Bedroom Downstairs Large Upstairs Loft Screened Lanai Cul-de-Sac Location Boutique Community NO CDD Move-In Ready Potential 4.75% VA Loan Assumption Why wait to build when the home--and potentially the 4.75% financing--is already here? Schedule your private showing today. Financing disclosure: Seller will consider assumption of the existing VA loan by a qualified VA-eligible buyer with sufficient entitlement for substitution. Approximately 12% equity contribution is an estimate and will vary based on purchase price and the outstanding loan balance at closing. Loan assumption is subject to servicer/lender and VA approval. Other buyers may purchase the property using other acceptable financing or cash.

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Listing Information

Listing Updated
24 days ago
Listed By
JOSEPH SHERIDAN, 9048031764 · BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY, 8337653244
MLS#
2120463
Source
realMLS
Status
Active

Facts & Features

Location

Community Information

Address
16640 Cody Creek Ct, Jacksonville, FL 32226
City
Jacksonville
County
Duval
Neighborhood
Hidden Bluff
Zip Code
32226

Architecture

Bedrooms
5
Bathrooms
3
Stories
2
Year Built
2022
Building Area
3,519 sq. ft.
Roof
Shingle
Levels
Two
Garage
Yes
Garage Spaces
2
Parking Features
Attached, Garage Door Opener

Features & Amenities

Interior Features
Eat-in Kitchen, Walk-In Closet(s), Kitchen Island, Master Downstairs, Breakfast Bar, Open Floorplan, Smart Thermostat
Appliances
Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Convection Oven, Water Softener Owned, Double Oven, Electric Oven, Ice Maker
Flooring
Laminate, Carpet
Patio and Porch
Patio, Screened
Cooling
Central Air
Heating
Electric, Central

Property Features

Lot Size
0.17 Acres
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Zoning
Residential

Square Footage

Total
2,769 sq. ft.

Tax & Financial Information

List Price
$452,900
Annual Taxes
$6,440
Association Fee
$119 (paid Monthly)

Schools

76/100
First Coast High School
High · Grades 09–12 · 4.3 mi
City
Jacksonville
Students
2,153
Parent reviews
5.0★ avg · 1 review
Student body
59% Black · 27% White · 7% Hispanic / Latino
Free/reduced lunch
47%
Phone
(904) 757-0080
59/100
Louis S. Sheffield Elementary School
Elementary · Grades KG–05 · 4.8 mi
City
Jacksonville
Students
675
Parent reviews
3.0★ avg · 2 reviews
Student body
55% White · 25% Black · 10% Hispanic / Latino
Free/reduced lunch
38%
Phone
(904) 696-8758
52/100
Nassau Community Academy
Grades M–M · 4.6 mi
City
Yulee
Phone
(904) 548-1750
50/100
Nassau Adult And Career Center
High · Grades 09–12 · 13 mi
City
Yulee
Phone
(904) 548-1750
56/100
St Patrick Catholic School
All Grades · Grades PK–08 · 4.6 mi · Private
City
Jacksonville
Students
206
Student body
65% White · 29% Black · 4% Asian
Phone
(904) 768-6323
52/100
Faith Academy
All Grades · Grades 01–12 · 4.7 mi · Private
City
Jacksonville
Students
13
Student body
92% White · 8% Black
Phone
(904) 714-0040

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
08/18/2026Price change$452,900
12/04/2025Listed for sale$470,000

Listed by JOSEPH SHERIDAN · BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY · 8337653244

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: September 10, 2026 at 8:28 PM | Source: realMLS | MLS#: 2120463

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