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$769,900

2909 38 St

Cape Coral, FL
Active
4
Bedrooms
2
Bathrooms
2,673
Square Feet
0.25
Lot Size (acres)
2005
Year Built
32
Days On Market

Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.

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Listing Information

Listing Updated
9 days ago
Listed By
James Boyer, 2399809066 · Serhant, 6464807665
MLS#
2026036999
Source
Florida Gulf Coast Multiple Listing Service
Status
Active

Facts & Features

Location

Community Information

Address
2909 SW 38 St, Cape Coral, FL 33914
City
Cape Coral
County
Lee
Neighborhood
CAPE CORAL
Zip Code
33914

Architecture

Bedrooms
4
Bathrooms
2
Stories
1
Year Built
2005
Style
Ranch, One Story
Construction Materials
Stucco, Block, Concrete
Building Area
2,673 sq. ft.
Roof
Shingle
Garage
Yes
Garage Spaces
2
Parking Features
Driveway, Attached, Paved, Garage Door Opener, Garage

Features & Amenities

Interior Features
Eat-in Kitchen, Walk-In Closet(s), Pantry, Bar, Wet Bar, Kitchen Island, Entrance Foyer, Tray Ceiling(s), Built-in Features
Appliances
Dryer, Dishwasher, Refrigerator, Washer, Disposal, Oven, Freezer, Self Cleaning Oven, Electric Cooktop
Flooring
Tile
Exterior Features
None
Patio and Porch
Porch, Screened
Community Features
None
Cooling
Ceiling Fan(s), Central Air, Electric
Heating
Electric, Central

Property Features

Lot Size
0.25 Acres
Lot Features
Waterfront, Rectangular Lot
View
Water, Pool, Canal
Utilities
Cable Available
Zoning
R1

Square Footage

Total
2,204 sq. ft.

Tax & Financial Information

List Price
$769,900
Annual Taxes
$1,177
Association Amenities
None

Schools

99/100
Oasis Charter High School
High · Grades 09–12 · 0.9 mi
City
Cape Coral
Students
669
Student body
78% White · 18% Hispanic / Latino · 3% Two or More Races
Free/reduced lunch
11%
Phone
(239) 541-1167
76/100
Trafalgar Elementary School
Elementary · Grades PK–05 · 2.7 mi
City
Cape Coral
Students
791
Parent reviews
5.0★ avg · 1 review
Student body
62% White · 30% Hispanic / Latino · 4% Black
Free/reduced lunch
33%
Phone
(239) 283-3043
75/100
Gulf Elementary School
Elementary · Grades PK–05 · 1.5 mi
City
Cape Coral
Students
1,089
Parent reviews
5.0★ avg · 2 reviews
Student body
60% White · 30% Hispanic / Latino · 5% Two or More Races
Free/reduced lunch
34%
Phone
(239) 549-2726
75/100
Trafalgar Middle School
Middle · Grades 06–08 · 2.9 mi
City
Cape Coral
Students
898
Parent reviews
5.0★ avg · 1 review
Student body
60% White · 30% Hispanic / Latino · 5% Black
Free/reduced lunch
33%
Phone
(239) 283-2001
73/100
Pelican Elementary School
Elementary · Grades PK–05 · 3.4 mi
City
Cape Coral
Students
896
Parent reviews
5.0★ avg · 1 review
Student body
61% White · 31% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
64%
Phone
(239) 549-4966
56/100
Oasis Charter Middle School
Middle · Grades 06–08 · 0.9 mi
City
Cape Coral
Students
840
Student body
65% White · 27% Hispanic / Latino · 3% Two or More Races
Free/reduced lunch
23%
Phone
(239) 945-1999
55/100
Challenger Middle School
Middle · Grades 06–08 · 4 mi
City
Cape Coral
Students
1,113
Student body
47% White · 43% Hispanic / Latino · 5% Black
Free/reduced lunch
44%
Phone
(239) 242-4341
54/100
Gulf Middle School
Middle · Grades 06–08 · 1.5 mi
City
Cape Coral
Students
780
Student body
60% White · 31% Hispanic / Latino · 5% Black
Free/reduced lunch
40%
Phone
(239) 549-0606

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/01/2026Listed for sale$769,900

Listed by James Boyer · Serhant · 6464807665


IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.

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