640 Oak St
Charming Cottage in Eau Gallie Arts District Discover the charm and character of this inviting cottage in the heart of the Eau Gallie Arts District, where restaurants, art galleries, boutiques, and the scenic riverfront are just a short walk away. Enjoy the gentle river breeze from the backyard and a quick 15-minute drive to the ocean. Set along a charming, shaded street, this beautifully maintained home offers 4 bedrooms and 2 full bathrooms, with a flexible layout ideal for a residence, guest accommodations, or an in-home business. The addition includes 2 bedrooms with a private entrance, providing excellent potential for multigenerational living, rental income, or a separate guest suite. Inside, you'll find original wood floors, remodeled bathrooms, classic moldings, and timeless character throughout. A welcoming front porch adds to the home's curb appeal, while the Chicago brick entry brings an extra touch of historic charm. The property is being offered with a vacant lot . Residential building lot- LAST ONE AVAILABLE TO BUILD . Lot address is 646 Old oak street assigned in 2008 per city of Melbourne. This is RARE opportunity to purchase home that can be rental / ADD new home in the future /expend existing home /add guest accommodation / Young starting out couples/ winter gateway stay / retired couples ready to start best chapter of their life / Multifamily accommodations / or simply KEEP GARDEN growing .
Listing Information
Facts & Features
Location
Community Information
Architecture
Features & Amenities
Property Features
Square Footage
Tax & Financial Information
Schools
Sabal Elementary School
Dr. W.J. Creel Elementary School
Roy Allen Elementary School
Ocean Breeze Elementary School
West Shore Junior/Senior High School
Croton Elementary School
Harbor City Elementary School
Eau Gallie High School
School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.
Historical Data
Price History
| Date | Event | Price |
|---|---|---|
| 08/18/2026 | Price change | $650,000 |
| 08/13/2026 | Listed for sale | $535,000 |
Listed by Margret Cornell · Cornell Real Estate · 3212883014
The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Brevard MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Brevard MLS. All Rights Reserved.
Last Updated: September 28, 2026 at 7:02 AM | Source: Brevard MLS | MLS#: 1084961
Similar Homes For Sale In Melbourne
Start Your Real Estate Journey
Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.
How can I help?
Alene Civil is here to help. Reach out and expect a response within one business day.
Thanks — Alene Civil will be in touch shortly.
Make A Plan For Your Purchase
Know what you can afford before you start shopping — then run the numbers on any home you have in mind.
How much house can I afford?
- Principal & interest
- Property taxes
- Homeowner's insurance
- HOA dues
If your monthly savings are applied to the loan principal.
Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.
Want to know more?
Keisha is here to help. Reach out and expect a response within one business day.
✓ Thanks — Keisha will be in touch shortly.
Your Next Chapter Starts With Just A Few Steps
Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.
Pre-approval made easy
We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.
What type of home are you looking for?
How do you plan to use your new home?
Where are you in the home buying process?
Are you currently working with a real estate agent?
Do you currently own a home?
Is this your first time purchasing a home?
Do you plan to sell your current home before purchasing a new one?
Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan.
What is your price range?
What is your current employment status?
What is your household pre-tax annual income?
What is your credit score?
Have you had a bankruptcy or foreclosure in the past 3 years?
Almost done — where can we reach you?
✓ Thank you for your time!
You'll hear back within one business day with your next steps.