Schedule Tour
$589,000

4 Bay Dr

Fort Walton Beach, FL
Active
4
Bedrooms
2
Bathrooms
2,100
Square Feet
0.28
Lot Size (acres)
1950
Year Built
31
Days On Market

Positioned across the street from the shimmering waters of the Choctawhatchee Bay, this 1950-built residence offers a blend of mid-century warmth and timeless coastal soul. Cherished by the same family since 1977, this home is ready for its next chapter in the heart of the sought-after Elliott Park neighborhood. NO HOA and Short-Term Rentals are allowed with strong rental projections. The sellers are motivated to provide this home as an option for the next potential owners. Sellers are also offering up to $10,000 towards the buyer's closing costs. Seller to provide wood fireplace with acceptable offer. Step out to the open front porch to watch the morning light or wander just 200 feet down the street to the Hollywood Water Access Park. Sitting on 0.28-acre lot, the property features a private backyard complete with covered boat storage, keeping your watercraft protected and ready for quick launches onto the water. Inside, a refreshed kitchen serves as a bright, inviting centerpiece, seamlessly pairing historic charm with modern ease. Upstairs you will find a bonus room with potential to be converted to a 5th bedroom. High-ticket system updates deliver peace of mind, including a metal roof (2013), HVAC system (2024), and a new water heater (2026). Coastal properties offering this rich family legacy, prime bay proximity, and dedicated space for your coastal lifestyle are an absolute rarity

Listing Information

Listing Updated
2 days ago
Listed By
Brandon Jennings · Keller Williams Realty FWB
MLS#
1011365
Source
Emerald Coast Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
4 NE Bay Dr, Fort Walton Beach, FL 32548
City
Fort Walton Beach
County
Okaloosa
Neighborhood
FERRY PARK
Zip Code
32548

Architecture

Bedrooms
4
Bathrooms
2
Stories
2
Year Built
1950
Style
Florida Cottage
Construction Materials
Wood Siding, Frame, Brick
Building Area
2,100 sq. ft.
Roof
Metal
Garage Spaces
0
Parking Features
Oversized, Detached, RV Access/Parking, Detached Carport, Boat

Features & Amenities

Interior Features
Pantry, Recessed Lighting, Bookcases
Appliances
Electric Water Heater
Flooring
Hardwood, Laminate, Tile
Exterior Features
Private Yard, Outdoor Grill
Patio and Porch
Covered, Patio, Deck, Porch, Enclosed, Screened
Cooling
Central Air, Electric
Heating
Natural Gas

Property Features

Lot Size
0.28 Acres
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Available, Other
Zoning
City

Square Footage

Total
2,100 sq. ft.

Tax & Financial Information

List Price
$589,000
Annual Taxes
$1,699

Schools

76/100
Clifford Meigs Middle School
Middle · Grades 06–08 · 2.4 mi
City
Shalimar
Students
612
Parent reviews
5.0★ avg · 2 reviews
Student body
64% White · 12% Hispanic / Latino · 12% Black
Free/reduced lunch
58%
Phone
(850) 833-4301
74/100
Northwest Florida Ballet Academie
Middle · Grades 03–08 · 1.1 mi
City
Fort Walton Beach
Students
140
Parent reviews
5.0★ avg · 2 reviews
Student body
66% White · 11% Two or More Races · 10% Hispanic / Latino
Free/reduced lunch
30%
Phone
(850) 664-7787
74/100
Choctawhatchee Senior High School
High · Grades 09–12 · 3.1 mi
City
Fort Walton Beach
Students
1,637
Parent reviews
5.0★ avg · 2 reviews
Student body
61% White · 15% Black · 14% Hispanic / Latino
Free/reduced lunch
43%
Phone
(850) 833-3614
55/100
Ami Kids Emerald Coast
Grades M–M · 0.7 mi
City
Fort Walton Beach
Students
36
Student body
44% White · 36% Black · 8% Hispanic / Latino
Free/reduced lunch
19%
Phone
(850) 244-2711
55/100
Fort Walton Beach High School
High · Grades 09–12 · 3.1 mi
City
Fort Walton Beach
Students
1,654
Student body
61% White · 14% Black · 12% Hispanic / Latino
Free/reduced lunch
37%
Phone
(850) 833-3300
54/100
Max Bruner Junior Middle School
Middle · Grades 06–08 · 2.7 mi
City
Fort Walton Beach
Students
801
Student body
49% White · 23% Black · 14% Two or More Races
Free/reduced lunch
60%
Phone
(850) 833-3266
52/100
Elliott Point Elementary School
Elementary · Grades PK–05 · 0.8 mi
City
Fort Walton Beach
52/100
Wright Elementary School
Elementary · Grades PK–05 · 3.1 mi
City
Fort Walton Beach
Students
635
Student body
42% Hispanic / Latino · 33% White · 15% Black
Free/reduced lunch
73%
Phone
(850) 833-3580

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/04/2026Listed for sale$589,000

Listed by Brandon Jennings · Keller Williams Realty FWB


IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.