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$949,000

657 Shoal Lndg

Panama City Beach, FL
Active
4
Bedrooms
3.5
Bathrooms
3,435
Square Feet
0.16
Lot Size (acres)
2026
Year Built
86
Days On Market

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

Listing Information

Listing Updated
1 days ago
Listed By
Nathan O Gido · Jacksonville TBI Realty LLC
MLS#
1007398
Source
Emerald Coast Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
657 Shoal Lndg #LOT 177, Panama City Beach, FL 32413
City
Panama City Beach
County
Bay
Neighborhood
Breakwater at Ward Creek
Zip Code
32413

Architecture

Bedrooms
4
Bathrooms
3.5
Stories
2
Year Built
2026
Style
Traditional
Building Area
3,435 sq. ft.
Foundation
Slab
Garage
Yes
Garage Spaces
3
Parking Features
Attached, Garage

Features & Amenities

Interior Features
Pantry, Kitchen Island, Recessed Lighting
Appliances
Dishwasher, Microwave, Disposal, Tankless Water Heater, Electric Oven
Patio and Porch
Covered, Patio
Community Features
Gated, Pool, Sidewalks, Playground, Tennis Court(s)
Heating
Natural Gas

Property Features

Lot Size
0.16 Acres
Lot Features
Wooded
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities
Zoning
Resid Single Family

Square Footage

Total
3,435 sq. ft.

Tax & Financial Information

List Price
$949,000
Association Fee
$210 (paid Monthly)
Fee Includes
Trash

Schools

54/100
Surfside Middle School
Middle · Grades 06–08 · 4 mi
City
Panama City Beach
Students
843
Parent reviews
2.5★ avg · 2 reviews
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
48%
Phone
(850) 767-5180
50/100
West Bay Elementary School
Elementary · Grades KG–05 · 2.4 mi
City
Panama City Beach
Students
309
Student body
79% White · 11% Hispanic / Latino · 7% Two or More Races
Free/reduced lunch
51%
Phone
(850) 767-1850

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
07/10/2026Listed for sale$949,000

Listed by Nathan O Gido · Jacksonville TBI Realty LLC


IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing

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