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$895,000

440 Sandy Cay Dr

Miramar Beach, FL
Active
3
Bedrooms
2
Bathrooms
1,548
Square Feet
0.13
Lot Size (acres)
2004
Year Built
92
Days On Market

Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home. This updated Coastal white brick home is ideally situated on the south end of the neighborhood (closest to the beach),and offers an open-concept floor plan with vaulted ceilings in the living/dining areas, abundant natural light, fresh interior paint, and luxury vinyl plank flooring throughout the house. It also offers added peace of mind with a pre-listing home inspection already completed and a new roof installed in 2023. With recent improvements and being offered fully furnished make this home move-in ready. For those seeking investment property, Paradise Retreat has a well-established vacation rental market. Several similarly sized homes within the community have achieved approximately $100,000 in annual gross rental income. Buyers should independently verify rental history, projections, and any applicable restrictions.

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Listing Information

Listing Updated
08/04/2026
Listed By
Debra A Fraser · RE/MAX by the Sea
MLS#
1006957
Source
Emerald Coast Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
440 Sandy Cay Dr, Miramar Beach, FL 32550
City
Miramar Beach
County
Walton
Neighborhood
PARADISE RETREAT
Zip Code
32550

Architecture

Bedrooms
3
Bathrooms
2
Stories
1
Year Built
2004
Style
Traditional
Construction Materials
Frame, Brick
Building Area
1,548 sq. ft.
Roof
Composition, Shingle
Garage
Yes
Garage Spaces
2
Parking Features
Attached, Garage

Features & Amenities

Interior Features
Vaulted Ceiling(s), Pantry, Breakfast Bar
Appliances
Dryer, Dishwasher, Electric Water Heater, Microwave, Washer, Disposal, Range Hood, Electric Oven, Self Cleaning Oven
Flooring
Vinyl
Exterior Features
Rain Gutters
Patio and Porch
Patio
Community Features
Gated, Sidewalks
Cooling
Ceiling Fan(s), Central Air, Electric
Heating
Electric, Central

Property Features

Lot Size
0.13 Acres
Lot Features
Interior Lot
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Phone Available
Zoning
Resid Single Family

Square Footage

Total
1,548 sq. ft.

Tax & Financial Information

List Price
$895,000
Annual Taxes
$5,088
Association Fee
$1,360 (paid Annually)
Fee Includes
Maintenance Grounds, Security

Schools

54/100
Destin Middle School
Middle · Grades 05–08 · 2.2 mi
City
Destin
Students
734
Student body
78% White · 11% Hispanic / Latino · 6% Two or More Races
Free/reduced lunch
30%
Phone
(850) 833-7655
72/100
Gateway Academy
All Grades · Grades PK–08 · 2.4 mi · Private
City
Miramar Beach
Students
401
Student–teacher
9.8
Phone
(850) 654-9095

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
07/05/2026Listed for sale$895,000

Listed by Debra A Fraser · RE/MAX by the Sea


IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing

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