Schedule Tour
$699,000

520 Gulf Shore Dr

Destin, FL
Active
3
Bedrooms
3.5
Bathrooms
1,870
Square Feet
1975
Year Built
105
Days On Market

Experience exceptional beachfront living from this beautifully positioned three-story residence located directly on the Gulf in the highly sought-after Aegean community. Thoughtfully designed with 3 bedrooms, 3.5 baths, and a unique floor plan rarely found along the Emerald Coast, this spacious residence captures southeast views overlooking the resort-style pool deck and lush landscaping, sugar white beaches, and the emerald waters of the Gulf beyond. Offered fully furnished (with minimal exceptions), this condo presents an outstanding opportunity as a primary residence, second home, or vacation rental investment, combining an exceptional floor plan, sparkling Gulf views, and an unbeatable beachfront location. Adding to the appeal, Aegean has already completed extensive exterior renovations and required building improvements with over $200,000 in assessments having been paid in full, offering valuable peace of mind and allowing the next owner to enjoy the benefits of these enhancements without the burden of those costs. Designed for gathering and effortless coastal living, the main level features an open living, dining, and kitchen area framed by expansive sliding glass doors that highlight the picturesque coastal setting. The spacious layout flows seamlessly to a private balcony, creating the perfect setting for morning coffee, outdoor dining, or simply unwinding while taking in the ever-changing colors of the Gulf and the gentle sounds of the waves below. A convenient half bath adds functionality for guests, while tile flooring throughout the living areas provides easy maintenance for beachside living. The kitchen offers stainless steel LG appliances, a premium Miele dishwasher, ample cabinetry, and a distinctive custom green tile backsplash that adds a touch of personality and coastal charm. The second level is thoughtfully designed to provide comfort and privacy, featuring two generously sized bedrooms, each with its own en suite bath. The primary suite enjoys access to a private balcony where gentle Gulf breezes and pleasant views of the beach and emerald waters create a relaxing setting to begin and end the day. A conveniently located laundry area with a full-size washer and dryer, along with wire shelving for additional storage, adds everyday functionality and convenience to this level. Occupying the entire third floor, a loft-style bedroom with its own full bath is currently configured as a bunk room, providing a versatile space ideal for accommodating additional guests, creating a media room, or establishing a private retreat. Comfortable carpeting throughout the bedrooms enhances the inviting atmosphere and creates a warm contrast to the tile flooring found in the main living spaces. Residents of Aegean enjoy an exceptional collection of amenities including a Gulf-front swimming pool, BBQ grilling area and gazebo, tennis courts, gated entry, and an expansive stretch of white-sand beach. Owners also benefit from access to convenient on-site beach service available at preferred owner rates. Ideally located in the heart of Destin on Holiday Isle, the community offers convenient access to dining, shopping, entertainment, and everything that makes the Emerald Coast one of the most sought-after destinations in Florida.

Listing Information

Listing Updated
17 days ago
Listed By
Spears Group · Compass
MLS#
1006018
Source
Emerald Coast Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
520 Gulf Shore Dr #317, Destin, FL 32541
City
Destin
County
Okaloosa
Neighborhood
AEGEAN CONDO
Zip Code
32541

Architecture

Bedrooms
3
Bathrooms
3.5
Stories
5
Year Built
1975
Style
N/A
Construction Materials
Stucco
Building Area
1,870 sq. ft.
Roof
Flat, Membrane
Levels
Three Or More
Garage Spaces
0

Features & Amenities

Interior Features
Breakfast Bar
Appliances
Dryer, Dishwasher, Electric Water Heater, Microwave, Washer, Disposal
Flooring
Tile, Carpet
Exterior Features
Balcony
Community Features
Gated, Pool, Tennis Court(s)
Cooling
Central Air, Electric
Heating
Electric, Central

Property Features

Lot Features
Waterfront
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available

Square Footage

Total
1,870 sq. ft.

Tax & Financial Information

List Price
$699,000
Annual Taxes
$7,133
Association Fee
$1,702 (paid Monthly)
Fee Includes
Trash, Maintenance Grounds, Water, Sewer, Insurance, Cable TV, Internet, Security

Schools

75/100
Destin Elementary School
Elementary · Grades PK–04 · 1.3 mi
City
Destin
Students
940
Parent reviews
5.0★ avg · 2 reviews
Student body
71% White · 14% Hispanic / Latino · 7% Two or More Races
Free/reduced lunch
34%
Phone
(850) 833-4360
53/100
Destin High School
High · Grades 09–12 · 3.1 mi
City
Destin
Students
557
Student body
77% White · 10% Hispanic / Latino · 7% Black
Free/reduced lunch
18%
Phone
(850) 424-1664
51/100
Destin Middle School
Middle · Grades 05–08 · 4.3 mi
City
Destin
Students
734
Student body
78% White · 11% Hispanic / Latino · 6% Two or More Races
Free/reduced lunch
30%
Phone
(850) 833-7655

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
06/22/2026Listed for sale$699,000

Listed by Spears Group · Compass


IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Alene Civil is here to help. Reach out and expect a response within one business day.

How can I help?

Alene Civil is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Keisha is here to help. Reach out and expect a response within one business day.

Mortgage pre-approval

Your Next Chapter Starts With Just A Few Steps

Before you fall in love with a home, know what you can afford. Fill out a quick pre-approval so you're ready to make your move — on your timeline.

Keisha
Durand
Keisha
LO NMLS: #972729

Pre-approval made easy

We're here to help you find the best option, not to help the best option find you. Trust that your information will not be shared with many different lenders like so many platforms do.