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$330,000

9860 Thomas Dr

Panama City Beach, FL
Active
3
Bedrooms
2
Bathrooms
1,262
Square Feet
2008
Year Built
111
Days On Market

WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.

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Listing Information

Listing Updated
08/04/2026
Listed By
Alice de La Penha · Coldwell Banker Realty
MLS#
1005464
Source
Emerald Coast Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
9860 S Thomas Dr #108, Panama City Beach, FL 32408
City
Panama City Beach
County
Bay
Neighborhood
LAKETOWN WHARF
Zip Code
32408

Architecture

Bedrooms
3
Bathrooms
2
Stories
21
Year Built
2008
Style
N/A
Building Area
1,262 sq. ft.
Levels
One
Garage
Yes
Garage Spaces
0
Parking Features
Garage

Features & Amenities

Interior Features
Pantry, Kitchen Island, Breakfast Bar, Track Lighting
Appliances
Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Electric Oven
Flooring
Tile
Exterior Features
Balcony
Community Features
Pool
Cooling
Central Air, Electric
Heating
Electric, Central

Property Features

Lot Features
Waterfront
View
Lake
Utilities
Cable Available, Electricity Available

Square Footage

Total
1,262 sq. ft.

Tax & Financial Information

List Price
$330,000
Annual Taxes
$3,103
Association Fee
$1,065 (paid Monthly)
Fee Includes
Trash, Maintenance Grounds, Water, Sewer, Insurance, Cable TV, Internet, Security

Schools

74/100
J.R. Arnold High School
High · Grades 09–12 · 2 mi
City
Panama City Beach
Students
1,617
Parent reviews
5.0★ avg · 2 reviews
Student body
71% White · 13% Hispanic / Latino · 9% Black
Free/reduced lunch
36%
Phone
(850) 767-3700
61/100
Breakfast Point Academy
Elementary · Grades PK–08 · 1.9 mi
City
Panama City Beach
Students
1,131
Parent reviews
3.3★ avg · 3 reviews
Student body
76% White · 10% Hispanic / Latino · 6% Two or More Races
Free/reduced lunch
44%
Phone
(850) 767-1190
56/100
A. Gary Walsingham Academy
Elementary · Grades PK–03 · 2.3 mi
City
Panama City Beach
Students
230
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
17%
Phone
(850) 767-5475
55/100
Surfside Middle School
Middle · Grades 06–08 · 3.7 mi
City
Panama City Beach
Students
843
Parent reviews
2.5★ avg · 2 reviews
Student body
65% White · 14% Hispanic / Latino · 10% Black
Free/reduced lunch
48%
Phone
(850) 767-5180
51/100
Hutchison Beach Elementary School
Elementary · Grades KG–05 · 2.6 mi
City
Panama City
Students
619
Student body
66% White · 17% Hispanic / Latino · 7% Two or More Races
Free/reduced lunch
57%
Phone
(850) 767-5195
50/100
Patronis Elementary School
Elementary · Grades KG–05 · 2.4 mi
City
Panama City Beach
Students
852
Student body
86% White · 5% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
43%
Phone
(850) 767-5075

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
06/15/2026Listed for sale$330,000

Listed by Alice de La Penha · Coldwell Banker Realty


IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing

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